415 N 10th St, Adel, IA 50003 Property Records

Dallas County property record for 415 N 10th St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 969 sqft · built 1974
Lot Size	0.19 acres (8,316 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2024)
Tax Bill	$3,470 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000001129327022`

Property Details

APN / Parcel Number

Primary APN	`000001129327022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	969 sqft Living Area
Basement Area	969 sqft
Finished Basement	500 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,316 sqft (0.19 acres)
Lot Dimensions	132 ft deep x 63 ft wide
Garage Type	Mixed
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	415 N 10TH ST
City	ADEL
State	IA
Zip	50003-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S62 1/2' N150' E1/2 OL 18
Legal Range	27
Legal Township	79
Legal Section	29
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2034
Census Tract	50700

Owner

415 N 10th St is owned and occupied by an individual who bought it in April 2024.

Source: Dallas County records, as of October 8, 2025

Owner of Record	Individual Name on File
Mailing Address	415 N 10TH ST, ADEL, IA 50003-1104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Prior Sale	Aug 15, 2012 · Amount on File
Deed Document Number	2024-04459
Record Updated	Jun 7, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Apr 3, 2024
Property Address	415 N 10TH ST, ADEL, IA 50003-1104
Document Number	0202404459
Instrument Date	Apr 1, 2024
Instrument	2024-04459
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N 10TH ST, ADEL, IA 50003-1104

Mortgage

Document Number	0202404460
Date	Apr 3, 2024
Instrument	2024-04460

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	415 N 10TH ST, ADEL, IA 50003-1104
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0202122241
Date	Jul 29, 2021
Book Page	2021/22241

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	ACKWORTH, IA 50001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,030 Land $26,780 Building $183,250	$210,030 Land $26,780 Building $183,250
2024	$3,470.00
2023		$201,040 Land $22,050 Building $178,990	$201,040 Land $22,050 Building $178,990
2022	$3,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 N 10th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 N 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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