320 N 10th St, Adel, IA 50003 Property Records

Dallas County property record for 320 N 10th St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Dec 2008)
Tax Bill	$1,742 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000001129332001`

Property Details

APN / Parcel Number

Primary APN	`000001129332001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Basement Area	400 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	66 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic

Location & Zoning

Street Address	320 N 10TH ST
City	ADEL
State	IA
Zip	50003-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 4
Legal Range	27
Legal Township	79
Legal Section	29
Legal Subdivision	TOWN/ADEL
Legal Block	4
Legal Lot Number	4
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2039
Census Tract	50700

Owner

320 N 10th St is owned and occupied by an individual who bought it in December 2008.

Source: Dallas County records, as of October 8, 2025

Owner of Record	Individual Name on File
Mailing Address	320 N 10TH ST, ADEL, IA 50003-1402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Mar 8, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2008 · Amount on File
Deed Sale	Dec 15, 2008 · Amount on File
Deed Document Number	16362
Deed Book / Page	2008 / 16362
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	320 N 10TH ST, ADEL, IA 50003-1402
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0202116094
Date	Jun 1, 2021
Book Page	2021/16094

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	320 N 10TH ST, ADEL, IA 50003-1402
Document Number	0000007187
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 10TH ST ADEL IA 500031402, ADEL, IA 50003-1402

Mortgage

Document Number	0000007187
Date	May 15, 2019
Instrument	7187

Lender

Name	PEOPLES BK
Type	Bank
Address	WAUKEE, IA 50263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 14, 2024

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	320 N 10TH ST, ADEL, IA 50003-1402
Document Number	0000003366
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 10TH ST ADEL IA 500031402, ADEL, IA 50003-1402

Mortgage

Document Number	0000003366
Date	Mar 13, 2019
Instrument	3366

Lender

Name	PEOPLES BK
Type	Bank
Address	WAUKEE, IA 50263

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,350 Land $29,870 Building $90,480	$120,350 Land $29,870 Building $90,480
2024	$1,742.00
2023		$111,090 Land $24,600 Building $86,490	$111,090 Land $24,600 Building $86,490
2022	$1,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 N 10th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 N 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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