415 Montclair Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 415 Montclair Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,447 sqft · built 1971
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (Mar 2020)
Tax Bill	$323 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C023010`

Property Details

APN / Parcel Number

Primary APN	`000C023010`
Alternative APNs	`03-0926-01-3-13-24-0000` `R0341093` `C023010` `C02301`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,447 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,159 sqft
Unfinished Basement	129 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,700 sqft (0.177 acres)
View / Lot	Neighborhood / Spot
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	792 sqft
Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 MONTCLAIR DR
City	BILLINGS
State	MT
Zip	59102-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	WESTRIDGE SUBD 1ST FILING, S01, T01 S, R25 E, BLOCK 3, LOT 9
Legal Range	25E
Legal Township	01S
Legal Section	01
Legal Subdivision	WESTRIDGE SUBD 1ST FILING
Legal Block	3
Legal Lot Number	9
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2003
Census Tract	1804

Owner

415 Montclair Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 MONTCLAIR DR, BILLINGS, MT 59102-4437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 18, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Nov 19, 2012 · Amount on File
Deed Document Number	20203914597
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	0003457384
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	415 MONTCLAIR DR, BILLINGS, MT 59102-4437
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004014859
Date	Apr 22, 2022
Instrument	4014859

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 18, 2020
Property Address	415 MONTCLAIR DR, BILLINGS, MT 59102-4437
Document Number	0003914597
Instrument Date	Mar 16, 2020
Instrument	3914597
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 MONTCLAIR DR BILLINGS MT 591024437, BILLINGS, MT 59102-4437

Mortgage

Document Number	3914598
Date	Mar 18, 2020
Instrument	3914598

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 415 Montclair Dr was $323 with a veteran's exemption.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,200 (-) Land $48,699 Building $344,501	$393,200 (-) Land $48,699 Building $344,501
2025	$323.00 Veteran's exemption	$393,200 Land $48,699 Building $344,501	$393,200 Land $48,699 Building $344,501
2024	$323.00 Disabled Person's exemption Veteran's exemption
2023		$367,500	$367,500 Land $47,544 Building $319,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Montclair Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Montclair Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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