404 Montclair Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 404 Montclair Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,174 sqft · built 1973
Lot Size	0.224 acres (9,737 sqft)
Owner	Individual Name on File
Last Sale	$238,800 (Jul 2016)
Tax Bill	$3,330 (2024)
Deeds & Mortgages	Jan 2022 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C022920`

Property Details

APN / Parcel Number

Primary APN	`000C022920`
Alternative APNs	`03-0926-01-3-09-11-0000` `R0341084` `C022920` `C02292`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	1,030 sqft
Unfinished Basement	114 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,737 sqft (0.224 acres)
View / Lot	Neighborhood / Spot
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 MONTCLAIR DR
City	BILLINGS
State	MT
Zip	59102-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	WESTRIDGE SUBD 1ST FILING, S01, T01 S, R25 E, BLOCK 2, LOT 20AB, AMD LT 9A & 20A
Legal Range	25E
Legal Township	01S
Legal Section	01
Legal Subdivision	WESTRIDGE SUBD 1ST FILING
Legal Block	2
Legal Lot Number	20AB
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2005
Census Tract	1804

Owner

Source: Yellowstone County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 MONTCLAIR DR, BILLINGS, MT 59102-4438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	20163783627
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	404 MONTCLAIR DR, BILLINGS, MT 59102-4438
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MONTCLAIR DR, BILLINGS, MT 59102-4438

Mortgage

Document Number	0004004167
Date	Jan 11, 2022
Instrument	4004167

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	404 MONTCLAIR DR, BILLINGS, MT 59102-4438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003939316
Date	Sep 18, 2020
Instrument	3939316

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,100 (+10.67%) Land $57,260 Building $308,840	$366,100 (+10.67%) Land $57,260 Building $308,840
2024	$3,330.00 (+12.8%)
2023	$2,952.00	$330,800	$330,800 Land $50,417 Building $280,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
BHT Investment Holdings Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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