415 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 415 Michoacan Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,842 sqft · built 2012
Lot Size0.253 acres (11,030 sqft)
OwnerIndividual Name on Record
Tax Bill$2,635 (2024)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN989-68001-180

Property Details

APN / Parcel Number

Primary APN989-68001-180
Alternative APN
  • 395178

Interior

Stories2 Stories
Building Area2,842 sqft Living Area
Gross Area3,144 sqft
1st Floor Area1,722 sqft
2nd Floor Area1,002 sqft

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,030 sqft (0.253 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area38 sqft
PorchOpen Porch
Porch Area202 sqft
Patio Area120 sqft
BalconyBalcony
Balcony Area120 sqft

Location & Zoning

Account Number395178
Old Parcel Number98968001180
Street Address415 MICHOACAN LOOP
CityLAREDO
StateTX
Zip78045-6660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 1, LOT 18, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase4
Legal Block1
Legal Lot Number18
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2061
Census Tract1727

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address415 MICHOACAN LOOP, LAREDO, TX 78045-6660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2013
Deed SaleJun 14, 2013
Deed Document Number1171877
Deed Book / Page3453 / 149
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address415 MICHOACAN LOOP, LAREDO, TX 78045-6660
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 MICHOACAN LOOP, LAREDO, TX 78045-6660

Mortgage

Document Number5113/465
DateSep 17, 2021
Book Page5113/465
Instrument1442420
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term262 Months
DueJul 1, 2043

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$437,000 (+9.29%) Land $162,907 Building $274,093$437,000 (+9.29%) Land $162,907 Building $274,093
2024$2,635.00 (+12.08%)
2023$399,845 Land $141,178 Building $258,667$399,845 Land $141,178 Building $258,667
2022$2,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Michoacan Loop

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