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413 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 413 Michoacan Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,003 sqft · built 2012
Lot Size0.223 acres (9,724 sqft)
Owner2 Individual Names on Record
Tax Bill$2,010 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN989-68001-190

Property Details

APN / Parcel Number

Primary APN989-68001-190
Alternative APN
  • 395179

Interior

Stories1 Story
Building Area2,003 sqft Living Area
1st Floor Area2,003 sqft

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,724 sqft (0.223 acres)
Garage TypeCarport
CarportCarport
Carport Area507 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area64 sqft

Location & Zoning

Account Number395179
Old Parcel Number98968001190
Street Address413 MICHOACAN LOOP
CityLAREDO
StateTX
Zip78045-6660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 1, LOT 19, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase4
Legal Block1
Legal Lot Number19
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2061
Census Tract1727

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address413 MICHOACAN LOOP, LAREDO, TX 78045-6660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2013
Deed SaleMay 13, 2013
Deed Document Number1169178
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBB TX
Recording DateMar 10, 2021
Property Address413 MICHOACAN LOOP, LAREDO, TX 78045-6660
Document Number004972/792
Book / Page4972 / 792
Instrument DateMar 4, 2021
Instrument1421066
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1302 CALLE DEL NORTE STE 1, 1302, LAREDO, TX 78041-6043

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 DELFINA DR, LAREDO, TX 78041-2023

Mortgage

Document Number0001421141
DateMar 10, 2021
Instrument1421141
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term270 Months
DueSep 1, 2043

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$337,816 (+15.94%) Land $146,057 Building $191,759$337,816 (+15.94%) Land $146,057 Building $191,759
2024$2,010.00 (+6.12%)
2023$291,380 Land $126,512 Building $164,868$291,380 Land $126,512 Building $164,868
2022$1,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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