Adams County property record for 415 Main St, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,800 sqft · built 1880 |
| Lot Size | 0.146 acres (6,400 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,409 (2025) |
| Deeds & Mortgages | Jul 2017 Refinance Dec 2006 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0005 0004 0010 |
| Primary APN | 0005 0004 0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 2,800 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1880 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 6,400 sqft (0.146 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 11302 |
|---|---|
| Street Address | 415 MAIN ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B&L #415-419 N/S MAIN ST 41-111C-38 |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 16 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Adams County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 301 HIGHWAY 61 S, NATCHEZ, MS 39120-5261 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 20, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME BANK NA |
| Dec 12, 2006 | Deed of Trust, Mortgage BRITTON & KOONTZ BANK, N.A. |
| Deed of Trust, Mortgage | |
| Dec 15, 2009 | Deed of Trust, Mortgage BRITTON & KOONTZ BANK, N.A. |
| Jan 22, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2024 |
| Deed Sale | Jan 22, 2024 |
| Deed Document Number | 000029C697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 415 MAIN ST, NATCHEZ, MS 39120-3463 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000910/295 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 910/295 |
| Instrument | 117044 |
| Name | HOME BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 415 MAIN ST, NATCHEZ, MS 39120-3463 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 656, NATCHEZ, MS 39121-0656 |
| Document Number | 000741/668 |
|---|---|
| Date | Dec 12, 2006 |
| Book Page | 741/668 |
| Name | BRITTON & KOONTZ BANK, N.A. |
|---|---|
| Address | 500 MAIN ST OFC, NATCHEZ, MS 39120 |
| Amount | Amount Recorded |
|---|---|
| Term | 11 Months |
| Due | Nov 28, 2007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 415 MAIN ST, NATCHEZ, MS 39120-3463 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 656, NATCHEZ, MS 39121-0656 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 415 MAIN ST, NATCHEZ, MS 39120-3463 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 417 MAIN ST, NATCHEZ, MS 39120-3463 |
| Document Number | 0000791/41 |
|---|---|
| Date | Dec 15, 2009 |
| Book Page | 791/41 |
| Name | BRITTON & KOONTZ BANK, N.A. |
|---|---|
| Address | 500 MAIN ST OFC, NATCHEZ, MS 39120 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 20, 2014 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS MS |
| Recording Date | Jan 22, 2024 |
| Property Address | 415 MAIN ST, NATCHEZ, MS 39120-3463 |
| Document Number | 00029C/697 |
| Book / Page | 29C / 697 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 140127 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2017 VALENCE ST, NEW ORLEANS, LA 70115-5557 |
| Name | Verified Name |
|---|---|
| Address | 301 HIGHWAY 61 S, NATCHEZ, MS 39120-5261 |
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,409.00 (+24.19%) | $20,870 (+26.9%) | $139,130 (+26.9%) Land $11,220 Building $127,910 |
| 2024 | $2,745.00 | $16,446 (+5%) | $109,640 (-) Land $11,220 Building $98,420 |
| 2023 | $2,745.00 (+5.86%) Homeowner's exemption | $10,964 (-33.33%) Land $1,122 Building $9,842 | $109,640 (-) Land $11,220 Building $98,420 |
| 2022 | $2,593.00 | $16,446 | |
| 2021 | $109,640 Land $11,220 Building $98,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1985–2025) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people · EPA ID MS0010009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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