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415 Low Gap Rd, Hayesville, NC 28904 Property Records

Clay County property record for 415 Low Gap Rd, Hayesville, NC 28904

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,869 sqft · built 1954
Lot Size38.4 acres (1,674,446 sqft)
Owner2 Trust Names on Record
Last Sale$787,000 (Jun 2022)
Tax Bill$1,289 (2026)
Deeds & MortgagesDec 2023 Transfer
Jun 2022 Sale & Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN548903426700

Property Details

APN / Parcel Number

Primary APN548903426700
Alternative APNs
  • 620044000
  • 621146000
  • 622870000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area2,869 sqft Heated Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area1,674,446 sqft (38.4 acres)

Location & Zoning

Account Number622870000
Street Address415 LOW GAP RD
CityHAYESVILLE
StateNC
Zip28904-6331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSR 1159 LOW GAP
Legal Tract1
JurisdictionCLAY NC
Township / Civil DivisionHIAWASSEE
Census Block Group2
Census Block2036
Census Tract950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Intrafamily Transfer, Transfer
Jun 16, 2022Warranty Deed, Transfer · Line of Credit
CAROLINA FARM CREDIT ACA
Sep 15, 2021Intrafamily Transfer, Transfer
Sep 1, 2021Intrafamily Transfer, Transfer
Jul 19, 2021Intrafamily Transfer, Transfer
Aug 30, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Deed Document Number20221613
Deed Book / Page465 / 217
Prior Transfer DateAug 29, 2017
Prior Transfer Doc000413/070
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY NC
Recording DateDec 1, 2023
Property Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331
Document Number0000481/33
Book / Page481 / 33
Map ReferenceMB 6 PG 424
Instrument DateNov 30, 2023
Instrument2023002461
Transaction TypeTransfer
Record UpdatedDec 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY NC
Recording DateJun 16, 2022
Property Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331
Document Number000465/217
Book / Page465 / 217
Map ReferenceMB 6 PG 424
Instrument DateJun 15, 2022
Instrument2022001613
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,574.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 HILL AVE, GRAND JUNCTION, CO 81501-2528

Mortgage

Document Number2022001614
DateJun 16, 2022
Instrument2022001614
Lender
NameCAROLINA FARM CREDIT ACA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY NC
Recording DateSep 15, 2021
Property Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331
Document Number0000457/15
Book / Page457 / 15
Map ReferenceCAB 6 SL 424
Instrument DateSep 14, 2021
Instrument2021003033
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY NC
Recording DateSep 1, 2021
Property Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331
Document Number000456/155
Book / Page456 / 155
Map ReferenceCAB 6 SL 414
Instrument DateSep 1, 2021
Instrument2021002878
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 LOW GAP RD, HAYESVILLE, NC 28904-6417

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY NC
Recording DateJul 19, 2021
Property Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331
Document Number0000455/28
Book / Page455 / 28
Map ReferenceCAB A SL 616
Instrument DateJul 13, 2021
Instrument2021002409
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY NC
Recording DateAug 30, 2017
Property Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331
Document Number000413/070
Book / Page413 / 070
Map ReferenceCAB A SL 616
Instrument DateAug 29, 2017
Instrument2017001785
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount Recorded
Tax$5.00
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address415 LOW GAP RD, HAYESVILLE, NC 28904-6331

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyClay County
Unified School DistrictClay County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,289.00 (-4.52%)$665,100 (+52.58%) Land $389,400 Building $275,700$665,100 (+52.58%) Land $389,400 Building $275,700
2025$1,350.00 (+12.78%)$435,900 (-) Land $243,400 Building $192,500$435,900 (-) Land $243,400 Building $192,500
2023$1,197.00$435,900 Land $243,400 Building $192,500$435,900 Land $243,400 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Cable		1,000 / 25
Starlink
Satellite		280 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

4G LTE only, no 5G reported

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