Clay County property record for 258 Low Gap Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 952 sqft · built 2003 |
| Lot Size | 1.63 acres (71,351 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (Oct 2024) |
| Tax Bill | $876 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 548903325908 |
| Primary APN | 548903325908 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 952 sqft Heated Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 71,351 sqft (1.63 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 615452000 |
|---|---|
| Street Address | 258 LOW GAP RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-9117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLES VIEW THE POND |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 950101 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 256 LOW GAP RD, HAYESVILLE, NC 28904-9117 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on Record |
| Deed Sale | Oct 22, 2024 · Amount on Record |
| Deed Document Number | 20242216 |
| Deed Book / Page | 484 / 394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 258 LOW GAP RD, HAYESVILLE, NC 28904-9117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 00000K16/4 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | K16/4 |
| Instrument | 2022000350 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HIAWASSEE, GA 30546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $876.00 (+24.43%) | $246,700 (+94.56%) Land $51,400 Building $195,300 | $246,700 (+94.56%) Land $51,400 Building $195,300 |
| 2025 | $704.00 (-46.22%) | $126,800 (-55.02%) Land $65,000 Building $61,800 | $126,800 (-55.02%) Land $65,000 Building $61,800 |
| 2023 | $1,309.00 | $281,900 Land $74,500 Building $207,400 | $281,900 Land $74,500 Building $207,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain EMC.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures