Bonner County property record for 415 Louis Ln, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,184 sqft · built 2004 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $495,200 (Mar 2021) |
| Tax Bill | $2,651 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS37430040010A |
| Primary APN | RPS37430040010A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Finished Area |
| 1st Floor Area | 2,184 sqft |
| Great Room | Great Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,708 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 415 LOUIS LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-57N-2W COTTONWOOD GLENN BLK 4 LOT 1 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 10 |
| Legal Subdivision | COTTONWOOD GLENN |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950203 |
415 Louis Ln is owned and occupied by an individual who bought it in March 2021.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 DAVIS LAKE RD, USK, WA 99180-9794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2021 · Amount on File |
| Deed Sale | Mar 4, 2021 · Amount on File |
| Prior Sale | Jan 21, 2020 · Amount on File |
| Deed Document Number | 2021977737 |
| Prior Transfer Date | Mar 20, 2006 |
| Prior Transfer Doc | 0000700695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Mar 4, 2021 |
| Property Address | 415 LOUIS LN, SANDPOINT, ID 83864-8646 |
| Document Number | 977737 |
| Map Reference | MB 7 PG 54 |
| Instrument Date | Feb 27, 2021 |
| Instrument | 977737 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 LOUIS LN, SANDPOINT, ID 83864-8646 |
| Document Number | 977738 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 977738 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Number | 977739 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 977739 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jan 21, 2020 |
| Property Address | 415 LOUIS LN, SANDPOINT, ID 83864-8646 |
| Document Number | 952057 |
| Map Reference | MB 7 PG 54 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 952057 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ALLIANCE TITLE SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 415 LOUIS LN, SANDPOINT, ID 83864-8646 |
| Document Number | 952058 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 952058 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Number | 952059 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 952059 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2030 |
The 2026 property tax bill for 415 Louis Ln was $2,651 with a homeowner's exemption, up 11.1% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,651.00 (+11.11%) Homeowner's exemption | $519,588 (-) Land $166,948 Building $352,640 | $519,588 (-) Land $166,948 Building $352,640 |
| 2025 | $2,386.00 Homeowner's exemption | $519,588 Land $166,948 Building $352,640 | $519,588 Land $166,948 Building $352,640 |
| 2023 | $2,361.00 Homeowner's exemption | $551,305 Land $159,980 Building $391,325 | $551,305 Land $159,980 Building $391,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Louis Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 Louis Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
May also be available: Intermax Networks, Kaniksu Internet, T-Mobile.
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