414 Louis Ln, Sandpoint, ID 83864 Property Records

Bonner County property record for 414 Louis Ln, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2005
Lot Size	0.155 acres (6,752 sqft)
Owner	Trust Name on File
Tax Bill	$3,099 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`RPS37430050090A`

Property Details

APN / Parcel Number

Primary APN	`RPS37430050090A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Finished Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,752 sqft (0.155 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 LOUIS LN
City	SANDPOINT
State	ID
Zip	83864-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-57N-2W COTTONWOOD GLENN BLK 5 LOT 9
Legal Range	02W
Legal Township	57N
Legal Section	10
Legal Subdivision	COTTONWOOD GLENN
Legal Block	5
Legal Lot Number	9
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2007
Census Tract	950203

Owner

414 Louis Ln is held in a trust since February 2023.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Trust Name on File
Mailing Address	548 EAGEN MOUNTAIN DR, HOPE, ID 83836-9791
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Feb 1, 2023	Warranty Deed, Transfer TITLEONE NORTH IDAHO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023
Deed Sale	Feb 1, 2023
Deed Document Number	20231016516
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	414 LOUIS LN, SANDPOINT, ID 83864-8646
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000994701
Date	Nov 1, 2021
Instrument	994701

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Feb 1, 2023
Property Address	414 LOUIS LN, SANDPOINT, ID 83864-8646
Document Number	0001016516
Map Reference	MB 7 PG 54
Instrument Date	Jan 25, 2023
Instrument	1016516
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 EAGEN MOUNTAIN DR, HOPE, ID 83836-9791

Tax Assessment & Valuation

The 2026 property tax bill for 414 Louis Ln was $3,099.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,099.00	$439,238 (-5.85%) Land $166,084 Building $273,154	$439,238 (-5.85%) Land $166,084 Building $273,154
2025	$3,099.00	$466,550 Land $166,084 Building $300,466	$466,550 Land $166,084 Building $300,466
2023	$1,823.00 Homeowner's exemption	$445,932 Land $159,980 Building $285,952	$445,932 Land $159,980 Building $285,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Louis Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Louis Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50

May also be available: Intermax Networks, Kaniksu Internet, T-Mobile.

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