415 Lake Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 415 Lake Ave, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,734 sqft · built 1900
Lot Size	0.122 acres (5,300 sqft)
Owner	Individual on Record
Last Sale	$76,000 (Dec 1997)
Tax Bill	$8,491 (2025)
Deeds & Mortgages	May 2023 Refinance Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-004-00026`

Property Details

APN / Parcel Number

Primary APN	`41-004-00026`
Alternative APN	`WORC M:41 B:004 L:00026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
Gross Area	3,635 sqft
1st Floor Area	1,266 sqft
Basement Area	132 sqft
Unfinished Basement	132 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Exterior Material	Stone
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,300 sqft (0.122 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	41-004-00026
Street Address	415 LAKE AVE
City	WORCESTER
State	MA
Zip	01604-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	4
Legal Lot Number	26
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2003
Census Tract	732301

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	415 LAKE AVE, WORCESTER, MA 01604-1358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 1997 · Amount on Record
Deed Sale	Dec 31, 1997 · Amount on Record
Prior Sale	Jun 2, 1995 · Amount on Record
Deed Book / Page	19489 / 161
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	415 LAKE AVE, WORCESTER, MA 01604-1358
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069140-309
Date	May 17, 2023
Book Page	69140/309
Instrument	37787

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	415 LAKE AVE, WORCESTER, MA 01604-1358
Document Number	57381-174
Book / Page	057381 / 000174
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57381-174
Date	Jul 7, 2017
Book Page	057381/000174
Instrument	71529

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2032

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,491.00 (+7.25%)	$643,748 (+16.6%) Land $358,148 Building $285,600	$529,340
2023	$7,917.00	$552,085 Land $305,585 Building $246,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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