414 Lake Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 414 Lake Ave, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1910
Lot Size	0.357 acres (15,536 sqft)
Owner	Individual Name on Record
Tax Bill	$3,840 (2025)
Deeds & Mortgages	Apr 2021 Refinance Dec 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-004-66-68`

Property Details

APN / Parcel Number

Primary APN	`41-004-66-68`
Alternative APNs	`WORC M:41 B:004 L:66-68` `M:41 B:004 L:66=68`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	800 sqft
Attic	Attic
Attic Area	950 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,536 sqft (0.357 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	41-004-66-68
Street Address	414 LAKE AVE
City	WORCESTER
State	MA
Zip	01604-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	4
Legal Lot Number	66-68
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2007
Census Tract	732301

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 LAKE AVE, WORCESTER, MA 01604-1359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Dec 30, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance NORTHPOINT MORTGAGE INC
Jan 14, 2019	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 14, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018
Deed Sale	Sep 14, 2018
Prior Sale	May 24, 1999 · Amount on Record
Deed Book / Page	59402 / 386
Last Transfer Date	Dec 2, 2024
Transfer Doc	071476-368
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	414 LAKE AVE, WORCESTER, MA 01604-1359
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064853-209
Date	Apr 5, 2021
Book Page	64853/209
Instrument	46188

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 30, 2024
Property Address	414 LAKE AVE, WORCESTER, MA 01604-1359
Document Number	071476-368
Book / Page	71476 / 368
Instrument Date	Dec 2, 2024
Instrument	202400108693
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 LAKE AVE, WORCESTER, MA 01604-1359

Mortgage

Document Number	202400108694
Date	Dec 30, 2024
Instrument	202400108694

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	414 LAKE AVE, WORCESTER, MA 01604-1359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59932-262
Date	Jan 14, 2019
Book Page	59932/262
Instrument	3530

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 14, 2018
Property Address	414 LAKE AVE, WORCESTER, MA 01604-1359
Document Number	59402-386
Book / Page	059402 / 000386
Instrument Date	Sep 14, 2018
Instrument	97132
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 LAKE AVE WORCESTER MA 016041359, WORCESTER, MA 01604-1359

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,840.00 (+8.32%)	$291,100 (+17.76%) Land $119,100 Building $172,000	$283,005 (+22.29%)
2024			$231,420
2023	$3,545.00	$247,200 Land $103,500 Building $143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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