415 Laburnum Rd, Edgewood, MD 21040 Property Records

Harford County property record for 415 Laburnum Rd, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,922 sqft · built 2010
Lot Size	0.272 acres (11,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2018)
Tax Bill	$3,357 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-374354`

Property Details

APN / Parcel Number

Primary APN	`01-374354`
Alternative APN	`374354`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,922 sqft Total Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,870 sqft (0.272 acres)
Garage Type	Mixed
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	240 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	374354
Street Address	415 LABURNUM RD
City	EDGEWOOD
State	MD
Zip	21040-3559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	LOT 6 11870 SF 415 LABURNUM ROAD WILLOUGHBY CROSS 128/91
Legal Subdivision	WILLOUGHBY XING
Legal Lot Number	6
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2003
Census Tract	301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 LABURNUM RD, EDGEWOOD, MD 21040-3559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 24, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 17, 2018	Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	May 11, 2011 · Amount on Record
Deed Book / Page	12783 / 499
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Jul 8, 2026
Property Address	415 LABURNUM RD, EDGEWOOD, MD 21040-3559
Document Number	1719000492
Book / Page	17199 / 492
Instrument Date	Jun 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LABURNUM RD, EDGEWOOD, MD 21040-3559

Mortgage

Document Number	1719000492,
Date	Jul 8, 2026
Book Page	17199/492

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	262 Months
Due	May 1, 2048

Interest

Rate	6.36%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Jul 6, 2026
Property Address	415 LABURNUM RD, EDGEWOOD, MD 21040-3559
Document Number	1719000443
Book / Page	17197 / 443
Instrument Date	Jun 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LABURNUM RD, EDGEWOOD, MD 21040-3559

Mortgage

Document Number	1719000443,
Date	Jul 6, 2026
Book Page	17197/443

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	262 Months
Due	May 1, 2048

Interest

Rate	6.36%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	415 LABURNUM RD, EDGEWOOD, MD 21040-3559
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LABURNUM RD, EDGEWOOD, MD 21040-3559

Mortgage

Document Number	0162410075
Date	Apr 24, 2024
Book Page	16241/75

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2048

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 17, 2018
Property Address	415 LABURNUM RD, EDGEWOOD, MD 21040-3559
Document Number	0127830499
Book / Page	12783 / 0499
Map Reference	MB128 FO91
Instrument Date	Apr 11, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 LABURNUM RD, EDGEWOOD, MD 21040-3559

Mortgage

Document Number	0012783506
Date	Apr 17, 2018
Instrument	12783/506

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,357.00 (+14.57%)	$308,100 (+6.81%) Land $71,100 Building $237,000	$308,100 (-) Land $71,100 Building $237,000
2025	$2,930.00 (+9.66%)	$288,467 (+15.76%)	$308,100 (+23.64%) Land $71,100 Building $237,000
2023		$249,200 Land $71,100 Building $178,100	$249,200 Land $71,100 Building $178,100
2022	$2,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2003–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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