412 Laburnum Rd, Edgewood, MD 21040 Property Records

Harford County property record for 412 Laburnum Rd, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,200 sqft · built 1973
Lot Size	0.137 acres (5,977 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Oct 2015)
Tax Bill	$1,989 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-058266`

Property Details

APN / Parcel Number

Primary APN	`01-058266`
Alternative APNs	`1058266` `058266`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,977 sqft (0.137 acres)
Lot Dimensions	139 ft deep x 43 ft wide
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	058266
Street Address	412 LABURNUM RD
City	EDGEWOOD
State	MD
Zip	21040-3513
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 16 44/42X139 412 LABURNUM ROAD WILLOUGHBY WOODS P 25/26
Legal Subdivision	WILLOUGHBY WOODS 1
Legal Lot Number	16,412
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2005
Census Tract	301602

Owner

412 Laburnum Rd, a townhouse, is owned by a company that bought it in October 2015.

Source: Harford County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Jun 16, 2017	Deed of Trust, Mortgage · Unknown GOLDMAN SACHS BANK USA
Sep 26, 2018	Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2015 · Amount on File
Deed Sale	Oct 21, 2015 · Amount on File
Prior Sale	Aug 3, 1999 · Amount on File
Deed Book / Page	11500 / 106
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	412 LABURNUM RD, EDGEWOOD, MD 21040-3513
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E SEGO LILY DR 400, 400, SANDY, UT 84070-4422

Mortgage

Document Number	0168570428
Date	Oct 22, 2025
Book Page	16857/428

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	412 LABURNUM RD, EDGEWOOD, MD 21040-3513
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123890227
Date	Jun 16, 2017
Book Page	12389/0227
Instrument	12389-0227

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Unknown
Amount	Amount on Record

September 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 26, 2018
Property Address	412 LABURNUM RD, EDGEWOOD, MD 21040-3513
Document Number	0129980472
Book / Page	012998 / 000472
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	WESTCOR INVESTOR SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6836 MORRISON BLVD #300 CHARLOTTE NC 282114399, 300, CHARLOTTE, NC 28211-4399

Mortgage

Document Number	129980472
Date	Sep 26, 2018
Book Page	012998/000472

Lender

Name	MISCELLANEOUS INS CO
Address	2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 412 Laburnum Rd was $1,989, up 14% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,989.00 (+14.05%)	$182,500 (+6.54%) Land $50,000 Building $132,500	$182,500 (-) Land $50,000 Building $132,500
2025	$1,744.00	$171,300	$182,500 Land $50,000 Building $132,500
2023		$148,900 Land $50,000 Building $98,900	$148,900 Land $50,000 Building $98,900
2022	$1,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Laburnum Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2003–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Laburnum Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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