415 Kinsman Ct E, Roy, WA 98580 Property Records

Pierce County property record for 415 Kinsman Ct E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,212 sqft · built 2019
Lot Size	19.8 acres (865,102 sqft)
Owner	Individual Name on Record
Last Sale	$67,719 (Feb 2018)
Tax Bill	$6,007 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031733-1-010`

Property Details

APN / Parcel Number

Primary APN	`031733-1-010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,212 sqft Living Area
Gross Area	3,084 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	865,102 sqft (19.8 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	432 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	415 KINSMAN CT E
City	ROY
State	WA
Zip	98580-7768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 33 TOWNSHIP 17 RANGE 03 QUARTER 14 L 61 OF ROS 97-05-19-0076 AN AMEND OF L L 97-04-03-0427 TOG/W EASE OF RECORD OUT OF 1-001 SEG J-0182 CH/JU 9/10/97 JU DC100798KM
Legal Range	03
Legal Township	17
Legal Section	33
Legal Subdivision	MCKENNA HORN CREEK
Legal Lot Number	61
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	1
Census Block	1017
Census Tract	73006

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 862, MCKENNA, WA 98558-0862
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
May 25, 2021	Quit Claim Deed, Transfer · Conventional Mortgage HOMESTREET BANK
Jun 25, 2019	Deed of Trust, Mortgage QUICKEN LNS
Feb 22, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Feb 22, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2018 · Amount on Record
Deed Sale	Feb 22, 2018 · Amount on Record
Prior Sale	Feb 27, 2001 · Amount on Record
Deed Document Number	2018256
Last Transfer Date	May 18, 2021
Transfer Doc	0000000890
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	415 KINSMAN CT E, ROY, WA 98580-7768
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 KINSMAN CT E E, ROY, WA 98580-7768

Mortgage

Document Number	0012220230
Date	Dec 22, 2023
Instrument	202312220230

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	May 25, 2021
Property Address	415 KINSMAN CT E, ROY, WA 98580-7768
Document Number	0005250890
Map Reference	DOC 9705190076
Instrument Date	May 18, 2021
Instrument	202105250890
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF WA I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 KINSMAN CT E, ROY, WA 98580-7768

Mortgage

Document Number	0005250891
Date	May 25, 2021
Instrument	202105250891

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	415 KINSMAN CT E, ROY, WA 98580-7768
Document Number	1907020015
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	A415 KINSMAN CT E ROY WA 98580, ROY, WA 98580

Mortgage

Document Number	1907020015
Date	Jul 2, 2019
Instrument	201907020015

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 22, 2018
Property Address	415 KINSMAN CT E, ROY, WA 98580-7768
Document Number	0002220256
Map Reference	DOC9704030427
Instrument Date	Feb 16, 2018
Instrument	201802220256
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,210.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23012 57TH AVE E, SPANAWAY, WA 98387-5151

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 22, 2018
Property Address	415 KINSMAN CT E, ROY, WA 98580-7768
Document Number	1802220257
Instrument Date	Feb 16, 2018
Instrument	201802220257
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23012 57TH AVE E SPANAWAY WA 983875151, SPANAWAY, WA 98387-5151

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Yelm Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,007.00 (-0.53%)	$762,700 (+14.21%) Land $362,200 Building $400,500	$762,700 (+14.21%) Land $362,200 Building $400,500
2025	$6,039.00 (-16.26%)
2024	$7,212.00 (+6.04%)	$667,800 (-5.28%) Land $310,400 Building $357,400	$667,800 (-5.28%) Land $310,400 Building $357,400
2023	$6,801.00	$705,000 Land $323,400 Building $381,600	$705,000 Land $323,400 Building $381,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2016 · rainfall accumulation
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lightcurve DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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