415 James St, Houston, TX 77009 Property Records

Harris County property record for 415 James St, Houston, TX 77009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,881 sqft · built 2019
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$434,325 (Sep 2022)
Tax Bill	$6,103 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-216-000-0022`

Property Details

APN / Parcel Number

Primary APN	`003-216-000-0022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,881 sqft Living Area
1st Floor Area	1,881 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0032160000022
Street Address	415 JAMES ST
City	HOUSTON
State	TX
Zip	77009-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 BLK 52 ALLEN A C
Legal Subdivision	ALLEN A C
Legal Block	52
Legal Lot Number	22
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	5
Census Block	5030
Census Tract	212300

Owner

Source: Harris County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 JAMES ST, HOUSTON, TX 77009-8326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2021	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2019	Warranty Deed, Subdivision Related Transfer FIRST IMPERIAL MTG
Oct 11, 2018	Warranty Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	2022452539
Prior Transfer Date	Oct 2, 2019
Prior Transfer Doc	2019441083
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Sep 7, 2022
Property Address	415 JAMES ST, HOUSTON, TX 77009-8326
Document Number	0000452539
Map Reference	VOL 1 PG 56
Instrument Date	Sep 1, 2022
Instrument	2022-452539
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 JAMES ST, HOUSTON, TX 77009-8326

Mortgage

Document Number	0000452540
Date	Sep 7, 2022
Instrument	2022-452540

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 20, 2021
Property Address	415 JAMES ST, HOUSTON, TX 77009-8326
Document Number	2021210506
Map Reference	VOL 1 PG 56
Instrument Date	Apr 15, 2021
Instrument	2021-210506
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	TRADITIONAL TITLE COMPANY, TRADITION TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 JAMES ST, HOUSTON, TX 77009-8326

Mortgage

Document Number	2021210507
Date	Apr 20, 2021
Instrument	2021-210507

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 3, 2019
Property Address	415 JAMES ST, HOUSTON, TX 77009-8326
Document Number	0000441083
Instrument Date	Oct 2, 2019
Instrument	441083
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 JAMES ST HOUSTON TX 770098326, HOUSTON, TX 77009-8326

Mortgage

Document Number	441084
Date	Oct 3, 2019
Instrument	441084

Lender

Name	FIRST IMPERIAL MTG
Type	Mortgage Company
Address	HOUSTON, TX 77009

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2034

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 11, 2018
Property Address	415 JAMES ST, HOUSTON, TX 77009-8326
Document Number	0000465735
Instrument Date	Oct 9, 2018
Instrument	465735
Transaction Type	Construction Loan
Record Updated	Oct 25, 2018
Title Company	FRONTIER TITLE COMPANY-WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2402 BRITTON RIDGE DR KATY TX 774943934, KATY, TX 77494-3934

Mortgage

Document Number	465736
Date	Oct 11, 2018
Instrument	465736

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 10, 2019

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,847 (+11.45%) Land $175,500 Building $304,347	$479,847 (+11.45%) Land $175,500 Building $304,347
2025	$6,103.00 (-8.73%) Homeowner's exemption	$430,544 (-0.7%) Land $175,500 Building $255,044	$430,544 (-0.7%) Land $175,500 Building $255,044
2024	$6,687.00 (+9.05%)
2023		$433,589 Land $155,250 Building $278,339	$433,589 Land $155,250 Building $278,339
2022	$6,132.00 (-20.8%)
2020	$7,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2001–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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