405 James St, Houston, TX 77009 Property Records

Harris County property record for 405 James St, Houston, TX 77009

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,160 sqft · built 1926
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Sep 2009)
Tax Bill$6,334 (2025)
Deeds & MortgagesMar 2020 Sale
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN003-216-000-0020

Property Details

APN / Parcel Number

Primary APN003-216-000-0020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,160 sqft Living Area
1st Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 2015
Architectural StyleDuplex Single
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Lot Area4,500 sqft (0.103 acres)
View / LotNeighborhood
PorchOpen Frame Porch
Porch Area176 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0032160000020
Street Address405 JAMES ST
CityHOUSTON
StateTX
Zip77009-8326
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLT 20 BLK 52 ALLEN A C
Legal SubdivisionALLEN A C
Legal Block52
Legal Lot Number20
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group5
Census Block5030
Census Tract212300

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address201 S HEIGHTS BLVD, 1917, HOUSTON, TX 77007-5897
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 26, 2018Deed of Trust, Mortgage
CASHCALL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2009 · Amount on Record
Deed SaleSep 14, 2009 · Amount on Record
Deed Document Number2009418194
Deed Book / Page1352 / 199
Prior Transfer DateNov 18, 2008
Prior Transfer Doc20080566647
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateMar 5, 2020
Property Address405 JAMES ST, HOUSTON, TX 77009-8326
Document Number0000101199
Instrument DateMar 2, 2020
Instrument101199
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 MEMORIAL DR #1469 HOUSTON TX 770077356, 1469, HOUSTON, TX 77007-7356

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address405 JAMES ST, HOUSTON, TX 77009-8326
Document Number0000447815
Instrument DateSep 26, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JAMES ST HOUSTON TX 77009, HOUSTON, TX 77009

Mortgage

Document Number0000447815
DateOct 1, 2018
Instrument447815
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressCHANGE, CA 92868
Agreement
AmountAmount Recorded
Term360 Months
DueSep 30, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$317,899 (+6.66%) Land $175,500 Building $142,399$317,899 (+6.66%) Land $175,500 Building $142,399
2025$6,334.00 (+10.39%)$298,050 (-6.85%) Land $175,500 Building $122,550$298,050 (-6.85%) Land $175,500 Building $122,550
2024$5,738.00 (-10.98%)
2023$319,951 Land $155,250 Building $164,701$319,951 Land $155,250 Building $164,701
2022$6,446.00 (+71.53%)
2020$3,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims4 (2001–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: T-Mobile.

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