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415 Islamorada Dr S, Macclenny, FL 32063 Property Records

Baker County property record for 415 Islamorada Dr S, Macclenny, FL 32063

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,088 sqft · built 2006
Lot Size0.339 acres (14,775 sqft)
Owner2 Owner Names on File
Last Sale$160,000 (Oct 2013)
Tax Bill$3,230 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone A (high risk)
APN28-2S-22-0209-0000-0490

Property Details

APN / Parcel Number

Primary APN28-2S-22-0209-0000-0490

Interior

Full Baths3 Baths
Stories2 Stories
Building Area4,088 sqft Living Area
1st Floor Area1,712 sqft
Upper Floors Area2,376 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialComposition Shingle
Lot Area14,775 sqft (0.339 acres)
Garage TypeFinished
Garage Area616 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Patio Area300 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address415 ISLAMORADA DR S
CityMACCLENNY
StateFL
Zip32063-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 49 CYPRESS POINTE UNIT 1 PB 3 PGS 90-92 DESC IN OR 2013-5758 POM 141B RESTRICTIONS IN OR 2005-5095
Legal Range22E
Legal Township02S
Legal Section28
Legal SubdivisionCYPRESS POINTE
Legal Lot Number49
Legal Unit1
JurisdictionBAKER FL
Township / Civil DivisionMACCLENNY
Census Block Group2
Census Block2024
Census Tract40101

Owner

The current owner of 415 Islamorada Dr S bought it in October 2013.

Source: Baker County records, as of December 10, 2025

Owner of Record2 Owner Names on File
Mailing Address415 ISLAMORADA DR S, MACCLENNY, FL 32063-4222
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2013 · Amount on File
Deed SaleOct 23, 2013 · Amount on File
Prior SaleFeb 14, 2013
Deed Document Number201300005758
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAKER FL
Property Address415 ISLAMORADA DR S, MACCLENNY, FL 32063-4222
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008450
DateDec 21, 2020
Instrument202000008450
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 415 Islamorada Dr S was $3,230 with a homeowner's exemption, up 3.2% from the year before.

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBaker County
MunicipalityMacclenny City
Unified School DistrictBaker County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,230.00 (+3.23%) Homeowner's exemption$230,021 (+2.9%)$362,622 (+9.1%) Land $35,000 Building $327,622
2024$3,129.00 (+2.83%) Homeowner's exemption$223,538 (+3%)$332,378 (+0.74%) Land $35,000 Building $297,378
2023$3,043.00 (+2.94%) Homeowner's exemption$217,027 (+3%)$329,949 (+7.27%) Land $35,000 Building $294,949
2022$2,956.00 Homeowner's exemption$210,706$307,596 Land $35,000 Building $272,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Islamorada Dr S in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims31 (1984–2024)
Claims Outside the SFHA7 of 31
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 5 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Islamorada Dr S is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MACCLENNY
serves 6,500 people · EPA ID FL2020204
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Northeast Florida Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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