412 Islamorada Dr S, Macclenny, FL 32063 Property Records

Baker County property record for 412 Islamorada Dr S, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,062 sqft · built 2007
Lot Size	0.169 acres (7,392 sqft)
Owner	Individual Name on File
Last Sale	$293,500 (Apr 2022)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-2S-22-0209-0000-0270`

Property Details

APN / Parcel Number

Primary APN	`28-2S-22-0209-0000-0270`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	7,392 sqft (0.169 acres)
Garage Type	Finished
Garage Area	400 sqft
Porch	Open Porch
Porch Area	240 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	412 ISLAMORADA DR S
City	MACCLENNY
State	FL
Zip	32063-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 27 CYPRESS POINTE UNIT 1 PB 3 PGS 90-92 DESC IN OR 2022-2321 POM 141B RESTRICTIONS IN OR 2005-5095
Legal Range	22E
Legal Township	02S
Legal Section	28
Legal Subdivision	CYPRESS POINTE
Legal Lot Number	27
Legal Unit	1
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	2
Census Block	2024
Census Tract	40101

Owner

412 Islamorada Dr S is owned and occupied by an individual who bought it in April 2022.

Source: Baker County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	412 ISLAMORADA DR S, MACCLENNY, FL 32063-4220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 2, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Prior Sale	Dec 2, 2021 · Amount on File
Deed Document Number	202200002321
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Apr 6, 2022
Property Address	412 ISLAMORADA DR S, MACCLENNY, FL 32063-4220
Document Number	0000002321
Map Reference	MB 3 PG 90
Instrument Date	Apr 4, 2022
Instrument	202200002321
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,054.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 CENTRE RD STE 203, 1011, WILMINGTON, DE 19805-1266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 ISLAMORADA DR S, MACCLENNY, FL 32063-4220

Mortgage

Document Number	0000002322
Date	Apr 6, 2022
Instrument	202200002322

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Dec 2, 2021
Property Address	412 ISLAMORADA DR S, MACCLENNY, FL 32063-4220
Document Number	0000008982
Map Reference	MB 3 PG 90
Instrument Date	Aug 27, 2021
Instrument	202100008982
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,786.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 DRYE HAVEN LN, 196, ROCKWELL, NC 28138-8903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD #390 # 390, 390, MACCLENNY, FL 32063
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 412 Islamorada Dr S was $4,770, up 8.9% from the year before.

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,770.00 (+8.93%)	$276,503 (+9%) Land $35,000 Building $241,503	$276,503 (+9%) Land $35,000 Building $241,503
2024	$4,379.00 (-0.05%)	$253,661 (+0.81%) Land $35,000 Building $218,661	$253,661 (+0.81%) Land $35,000 Building $218,661
2023	$4,381.00 (+6.28%)	$251,627 (+7.06%) Land $35,000 Building $216,627	$251,627 (+7.06%) Land $35,000 Building $216,627
2022	$4,122.00	$235,025 Land $35,000 Building $200,025	$235,025 Land $35,000 Building $200,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Islamorada Dr S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	31 (1984–2024)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 5 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Islamorada Dr S is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northeast Florida Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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