415 Imperial Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 415 Imperial Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,961 sqft · built 1976
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210300A000`

Property Details

APN / Parcel Number

Primary APN	`210300A000`
Alternative APN	`2-050D-4363-00-0024.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,961 sqft Living Area
Gross Area	3,983 sqft
1st Floor Area	1,676 sqft
Basement Area	1,546 sqft
Finished Basement	285 sqft
Unfinished Basement	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	192 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	761 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	210300A000
Street Address	415 IMPERIAL CT
City	O FALLON
State	MO
Zip	63366-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	NORTH WIND EST LOT 24
Legal Subdivision	NORTH WIND EST
Legal Lot Number	24
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4016
Census Tract	311802

Owner

415 Imperial Ct is owned and occupied by an individual who acquired it in January 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	415 IMPERIAL CT, O FALLON, MO 63366-2102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Jan 3, 2022	Beneficiary Deed, Transfer
Jan 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2012
Deed Sale	Apr 26, 2012
Prior Sale	Feb 15, 2012
Deed Document Number	2012308200
Deed Book / Page	5767 / 2468
Last Transfer Date	Jan 3, 2022
Transfer Doc	0000000415
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	415 IMPERIAL CT, O FALLON, MO 63366-2102
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099960
Date	Feb 26, 2018
Book Page	6883/0333
Instrument	20180226000099960

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	415 IMPERIAL CT, O FALLON, MO 63366-2102
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 IMPERIAL CT, O FALLON, MO 63366-2102

Mortgage

Document Number	0000019080
Date	Mar 4, 2021
Instrument	2021R-019080

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

January 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 3, 2022
Property Address	415 IMPERIAL CT, O FALLON, MO 63366-2102
Document Number	0000000415
Instrument Date	Jan 3, 2022
Instrument	2022R-000415
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 IMPERIAL CT, O FALLON, MO 63366-2102

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 25, 2018
Property Address	415 IMPERIAL CT, O FALLON, MO 63366-2102
Document Number	0068710717
Book / Page	006871 / 000717
Instrument Date	Jan 24, 2018
Instrument	45840
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 IMPERIAL CT O FALLON MO 633662102, O FALLON, MO 63366-2102

Tax Assessment & Valuation

The 2025 property tax bill for 415 Imperial Ct was $3,866.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,154 (-)	$316,600 (-) Land $65,000 Building $251,600
2025	$3,866.00	$60,154	$316,600 Land $65,000 Building $251,600
2023		$55,844
2022			$293,915 Land $50,000 Building $243,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Imperial Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Imperial Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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