410 Imperial Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 410 Imperial Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 1971
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Sep 2018)
Deeds & Mortgages	Nov 2020 Line of Credit Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209760A000`

Property Details

APN / Parcel Number

Primary APN	`209760A000`
Alternative APN	`2-050D-4363-00-0006.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	3,479 sqft
1st Floor Area	1,519 sqft
Basement Area	1,519 sqft
Finished Basement	602 sqft
Unfinished Basement	917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	92 sqft
Patio Area	764 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	209760A000
Street Address	410 IMPERIAL CT
City	O FALLON
State	MO
Zip	63366-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	NORTH WIND EST LOT 6
Legal Subdivision	NORTH WIND EST
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4016
Census Tract	311802

Owner

410 Imperial Ct is owned and occupied by an individual who bought it in September 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	410 IMPERIAL CT, O FALLON, MO 63366-2103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Deed Document Number	2018508570
Deed Book / Page	6972 / 1628
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	410 IMPERIAL CT, O FALLON, MO 63366-2103
Document Number	0000003024
Instrument Date	Nov 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 IMPERIAL CT O FALLON MO 633662103, O FALLON, MO 63366-2103

Mortgage

Document Number	0000003024
Date	Jan 12, 2021
Instrument	3024

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 11, 2041

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 5, 2018
Property Address	410 IMPERIAL CT, O FALLON, MO 63366-2103
Document Number	0069721628
Book / Page	6972 / 1628
Map Reference	MB 11 PG 46
Instrument Date	Aug 29, 2018
Instrument	20180905000508570
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SONOMA TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 IMPERIAL CT, 410, O FALLON, MO 63366-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 IMPERIAL CT, O FALLON, MO 63366-2103

Mortgage

Document Number	20180905000508580
Date	Sep 5, 2018
Instrument	20180905000508580

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	410 IMPERIAL CT, O FALLON, MO 63366-2103
Document Number	0067822025
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21564 OMAHA AVE PARKER CO 801387238, PARKER, CO 80138-7238

Mortgage

Document Number	0067822025
Date	Jul 31, 2017
Book Page	006782/002025
Instrument	471300

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$53,308	$280,570 Land $65,000 Building $215,570
2023	$49,616
2022		$261,139 Land $50,000 Building $211,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 410 Imperial Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Imperial Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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