415 High St, Aurora, IL 60505 Property Records

Kane County property record for 415 High St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-278-004`

Property Details

APN / Parcel Number

Primary APN	`15-22-278-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	1,432 sqft
Basement Area	1,134 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Porch	Open Porch

Location & Zoning

Street Address	415 HIGH ST
City	AURORA
State	IL
Zip	60505-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITWOODS EXTENDED ADDN LOT DIMENSIONS: 66 X 132 APPROX LOT SQ FT 8712 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CODE: 001
Legal Subdivision	WHITWOODS EXTENDED ADDN
Legal Block	4
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4001
Census Tract	853402

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1298, AURORA, IL 60507-1298
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 20, 1997
Transfer Doc	0000047564
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 15, 2026
Property Address	415 HIGH ST, AURORA, IL 60505-2741
Document Number	0000039923
Instrument Date	Sep 11, 2026
Instrument	202639923
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 CYPRESS DR, AURORA, IL 60506-1638

Mortgage

Document Number	0000039923,
Date	Sep 15, 2026
Instrument	202639923

Lender

Name	FIRST STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 11, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 15, 2026
Property Address	415 HIGH ST, AURORA, IL 60505-2741
Document Number	0000039922
Instrument Date	Sep 11, 2026
Instrument	202639922
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 CYPRESS DR, AURORA, IL 60506-1638

Mortgage

Document Number	0000039922,
Date	Sep 15, 2026
Instrument	202639922

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 11, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	415 HIGH ST, AURORA, IL 60505-2741
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 CYPRESS DR, AURORA, IL 60506-1638

Mortgage

Document Number	0000020432
Date	Jun 21, 2023
Instrument	2023K020432

Lender

Name	FIRST STATE BANK
Type	Bank
Address	NORTH AURORA, IL 60542

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 21, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	415 HIGH ST, AURORA, IL 60505-2741
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050590
Date	Jul 1, 2021
Instrument	2021K050590

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 29, 2031

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,787.00 (+5.34%)	$57,994 (+9.39%) Land $9,096 Building $48,898	$174,052 (+9.39%) Land $27,299 Building $146,753
2024		$53,016 (+12.04%) Land $8,315 Building $44,701	$159,112 (+12.09%) Land $24,955 Building $134,157
2022	$3,595.00 (+1.1%)	$47,317 (+7.41%) Land $6,778 Building $40,539	$141,951 (+7.41%) Land $20,334 Building $121,617
2021	$3,556.00	$44,052 Land $6,310 Building $37,742	$132,156 Land $18,930 Building $113,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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