415 Harriet St, Winona, MN 55987 Property Records

Winona County property record for 415 Harriet St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,062 sqft · built 1887
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2019)
Tax Bill	$1,842 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Sale & Mortgage
APN	`32.000.8650`

Property Details

APN / Parcel Number

Primary APN	`32.000.8650`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	468 sqft
Basement Area	126 sqft
Unfinished Basement	126 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 HARRIET ST
City	WINONA
State	MN
Zip	55987-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-107 RANGE-007 ORIGINAL PLAT LOT-005 BLOCK-132 ORIGINAL PLAT N 1/2 OF E 120'
Legal Range	007
Legal Township	107
Legal Section	22
Legal Subdivision	ORIGINAL PLAT
Legal Block	132
Legal Lot Number	5
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	5
Census Block	5009
Census Tract	670500

Owner

415 Harriet St is owned by an individual who bought it in October 2019.

Source: Winona County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1431 BROOKVIEW DR, WINONA, MN 55987-4169
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Oct 9, 2019	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Deed Document Number	2019619937
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	415 HARRIET ST, WINONA, MN 55987-3241
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	632970
Date	Apr 14, 2021
Instrument	632970

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 9, 2019
Property Address	415 HARRIET ST, WINONA, MN 55987-3241
Document Number	619937
Instrument Date	Sep 30, 2019
Instrument	619937
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 HARRIET ST, WINONA, MN 55987-3241

Mortgage

Document Number	619938
Date	Oct 9, 2019
Instrument	619938

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 415 Harriet St was $1,842.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,842.00	$163,700 (+6.71%) Land $25,800 Building $137,900	$163,700 (+6.71%) Land $25,800 Building $137,900
2025		$153,400 Land $25,800 Building $127,600	$153,400 Land $25,800 Building $127,600
2023	$1,494.00	$144,400 Land $24,900 Building $119,500	$144,400 Land $24,900 Building $119,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 415 Harriet St; there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Harriet St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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