414 Harriet St, Winona, MN 55987 Property Records

Winona County property record for 414 Harriet St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1950
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Apr 2025)
Tax Bill	$1,522 (2026)
Deeds & Mortgages	Feb 2022 Sale & Construction Loan Dec 2021 Transfer
APN	`32.000.8540`

Property Details

APN / Parcel Number

Primary APN	`32.000.8540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	896 sqft
Attic	Attic
Attic Area	896 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	75 ft deep x 48 ft wide
Garage Type	Mixed
Garage Area	352 sqft
Porch	Open Porch
Porch Area	96 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 HARRIET ST
City	WINONA
State	MN
Zip	55987-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-107 RANGE-007 ORIGINAL PLAT LOT-006 BLOCK-131 ORIGINAL PLAT WLY 75' OF LOTS 5 & 6
Legal Range	007
Legal Township	107
Legal Section	22
Legal Subdivision	ORIGINAL PLAT
Legal Block	131
Legal Lot Number	5-6
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	5
Census Block	5010
Census Tract	670500

Owner

414 Harriet St is owned and occupied by two individuals who bought it in April 2025.

Source: Winona County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 HARRIET ST, WINONA, MN 55987-3240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Warranty Deed, Construction Loan · Construction Mortgage MERCHANTS BANK NA
Dec 30, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Prior Sale	Feb 9, 2022 · Amount on File
Deed Document Number	2025660138
Prior Transfer Date	May 11, 2022
Prior Transfer Doc	0000642793
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Feb 9, 2022
Property Address	414 HARRIET ST, WINONA, MN 55987-3240
Document Number	000A640699
Instrument Date	Feb 8, 2022
Instrument	A640699
Transaction Type	Construction Loan
Record Updated	Aug 16, 2022
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.77
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 HARRIET ST, WINONA, MN 55987-3240

Mortgage

Document Number	000A640700
Date	Feb 9, 2022
Instrument	A640700

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 8, 2023

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINONA MN
Recording Date	Dec 30, 2021
Property Address	414 HARRIET ST, WINONA, MN 55987-3240
Document Number	000A639869
Instrument Date	Dec 20, 2021
Instrument	A639869
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51297 COUNTY ROAD 11, ALMA, WI 54610

Tax Assessment & Valuation

The 2026 property tax bill for 414 Harriet St was $1,522.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,522.00	$172,800 (+11.2%) Land $28,200 Building $144,600	$172,800 (+11.2%) Land $28,200 Building $144,600
2025		$155,400 Land $28,200 Building $127,200	$155,400 Land $28,200 Building $127,200
2023	$1,552.00	$148,600 Land $27,200 Building $121,400	$148,600 Land $27,200 Building $121,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 414 Harriet St; there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Harriet St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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