415 Grassmere Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 415 Grassmere Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,774 sqft · built 1979
Lot Size	6.24 acres (271,814 sqft)
Owner	2 Company Names on Record
Tax Bill	$16,414 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05800-00-00-15900`

Property Details

APN / Parcel Number

Primary APN	`05800-00-00-15900`
Alternative APN	`19180`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,774 sqft Finished Area
Basement Area	5,119 sqft
Finished Basement	600 sqft
Unfinished Basement	2,497 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	271,814 sqft (6.24 acres)
Garage Area	667 sqft
Driveway	Paver Driveway

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	755 sqft
Deck Area	63 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	415 GRASSMERE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	GRASSMERE FARM 8, PH I
Legal Subdivision	GRASSMERE FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4015
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 15, IVY, VA 22945-0015
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 24, 2009
Transfer Doc	3758/717
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	415 GRASSMERE RD, CHARLOTTESVILLE, VA 22903-9211
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 GRASSMERE RD, CHARLOTTESVILLE, VA 22903-9211

Mortgage

Document Number	202200001292
Date	Jan 31, 2022
Instrument	202200001292

Lender

Name	VIRGINIA NATIONAL BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,414.00 (+7.37%)	$1,836,000 (+7.37%) Land $356,100 Building $1,479,900	$1,836,000 (+7.37%) Land $356,100 Building $1,479,900
2025	$15,287.00 (+16.31%)	$1,710,000 (+11.11%) Land $355,900 Building $1,354,100	$1,710,000 (+11.11%) Land $355,900 Building $1,354,100
2023	$13,143.00	$1,539,000 Land $310,300 Building $1,228,700	$1,539,000 Land $310,300 Building $1,228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANGFORD SUBDIVISION private · serves 97 people · EPA ID VA2003440
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Firefly Fiber Broadband.

Nearby Properties on Grassmere Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures