340 Grassmere Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 340 Grassmere Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,629 sqft · built 1986
Lot Size	16.7 acres (729,761 sqft)
Owner	2 Trust Names on File
Last Sale	$2,153,000 (Jul 2026)
Tax Bill	$16,611 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05800-00-00-165K0`

Property Details

APN / Parcel Number

Primary APN	`05800-00-00-165K0`
Alternative APN	`19196`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	5,629 sqft Finished Area
Basement Area	4,910 sqft
Finished Basement	1,906 sqft
Unfinished Basement	2,388 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	729,761 sqft (16.7 acres)

Exterior Amenities

Pool Area	970 sqft
Porch	Porch
Porch Area	172 sqft
Deck Area	1,126 sqft
Patio Area	55 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	340 GRASSMERE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	GRASSMERE FARM 24 PHASE II
Legal Subdivision	GRASSMERE FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4015
Census Tract	11000

Owner

340 Grassmere Rd is held in a trust since July 2026.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	302 N CHERRY ST, FALLS CHURCH, VA 22046-3522
Owner Type	Company
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 12, 2018	Deed of Trust, Mortgage NORTHWEST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Aug 16, 2016 · Amount on File
Deed Document Number	20266768
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 9, 2026
Property Address	340 GRASSMERE RD, CHARLOTTESVILLE, VA 22903-9206
Document Number	0000006768
Instrument Date	Jul 2, 2026
Instrument	20266768
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,453.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	302 N CHERRY ST, FALLS CHURCH, VA 22046-3522

Mortgage

Document Number	0000006769,
Date	Jul 9, 2026
Instrument	20266769

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	340 GRASSMERE RD, CHARLOTTESVILLE, VA 22903-9206
Document Number	0000001579
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	NORTHWEST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	340 GRASSMERE RD CHARLOTTESVILLE VA 229039206, CHARLOTTESVILLE, VA 22903-9206

Mortgage

Document Number	0000001579
Date	Feb 16, 2018
Book Page	005014/000132
Instrument	1579

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 340 Grassmere Rd was $16,611, up 10.1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,611.00 (+10.1%)	$1,858,100 (+10.1%) Land $506,800 Building $1,351,300	$1,858,100 (+10.1%) Land $506,800 Building $1,351,300
2025	$15,087.00	$1,687,600 Land $506,500 Building $1,181,100	$1,687,600 Land $506,500 Building $1,181,100
2023	$12,540.00	$1,468,400 Land $401,000 Building $1,067,400	$1,468,400 Land $401,000 Building $1,067,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Grassmere Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Grassmere Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANGFORD SUBDIVISION private · serves 97 people · EPA ID VA2003440
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Firefly Fiber Broadband.

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