Douglas County property record for 415 Front St, Gardiner, OR 97441 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,184 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,000 (Oct 2015) |
| Tax Bill | $2,523 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12W-22DC-03400 |
| Primary APN | 21-12W-22DC-03400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 1,092 sqft |
| Basement Area | 144 sqft |
| Unfinished Basement | 144 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 286 sqft |
| Deck Area | 400 sqft |
| Patio Area | 60 sqft |
| Heating System | Forced Air |
|---|
| Account Number | R64653 |
|---|---|
| Street Address | 415 FRONT ST |
| City | GARDINER |
| State | OR |
| Zip | 97441-0050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDINER, BLOCK 4, LOT 1 BLOCK 22, PT LOT 2, ACRES 0.13 |
| Legal Range | 12W |
| Legal Township | 21S |
| Legal Section | 22 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | GARDINER |
| Legal Block | 4,22 |
| Legal Lot Number | 1-2 |
| Jurisdiction | DOUGLAS OR |
| Township / Civil Division | REEDSPORT |
| Census Block Group | 1 |
| Census Block | 1206 |
| Census Tract | 10000 |
Source: Douglas County records · APN 21-12W-22DC-03400
Assessment roll updated September 30, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 322, GARDINER, OR 97441-0322 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Dec 14, 2018 | Deed of Trust, Mortgage · VA Mortgage BANNER BANK |
| Mar 19, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2015 · Amount on Record |
| Deed Sale | Oct 21, 2015 · Amount on Record |
| Prior Sale | May 23, 2012 |
| Deed Document Number | 2015-016273 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 415 FRONT ST, GARDINER, OR 97441-0050 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009148 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-009148 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 415 FRONT ST, GARDINER, OR 97441-0050 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0000019706 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2018-019706 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 415 FRONT ST, GARDINER, OR 97441-0050 |
| Document Number | 0000005859 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 415 FRONT ST GARDINER OR 974410050, GARDINER, OR 97441-0050 |
| Document Number | 0000005859 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 5859 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
Source: Douglas County records · Assessment roll updated September 30, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Douglas County |
| Unified School District | Reedsport School District 105 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,523.00 (+2.94%) | $156,119 (+3%) | $387,210 (+6.45%) Land $102,150 Building $285,060 |
| 2024 | $2,451.00 (+2.85%) | $151,572 (+3%) | $363,739 (+6.99%) Land $95,850 Building $267,889 |
| 2023 | $2,383.00 (+3.03%) | $147,158 (+6.09%) | $339,974 (+93.92%) Land $95,400 Building $244,574 |
| 2022 | $2,313.00 | $138,711 | $175,315 Land $50,850 Building $124,465 |
Source: FEMA National Flood Hazard Layer, Douglas County (41019C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410190100001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 17 (1996–2012) |
| Claims Outside the SFHA | 6 of 17 |
| Most Recent Claim | Jan 2012, river or lake flooding, Severe Winter Storm, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Gardiner Historic District listed 1994 · 33 contributing resources · NRIS 93000003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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