Douglas County property record for 565 Front St, Gardiner, OR 97441 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1976 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,500 (May 2015) |
| Tax Bill | $3,452 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12W-22DC-00500 |
| Primary APN | 21-12W-22DC-00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 900 sqft |
| Sunroom | Sunroom |
| Flooring | Vinyl Sheet/Linoleum |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Mixed |
| Garage Area | 804 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Forced Air |
|---|
| Account Number | R64282 |
|---|---|
| Street Address | 565 FRONT ST |
| City | GARDINER |
| State | OR |
| Zip | 97441-0050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDINER, BLOCK 5, LOT 4 & PT 3, ACRES 0.17 |
| Legal Range | 12W |
| Legal Township | 21S |
| Legal Section | 22 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | GARDINER |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | DOUGLAS OR |
| Township / Civil Division | REEDSPORT |
| Census Block Group | 1 |
| Census Block | 1206 |
| Census Tract | 10000 |
Source: Douglas County records · APN 21-12W-22DC-00500
Assessment roll updated September 30, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 142, GARDINER, OR 97441-0142 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Aug 26, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK |
| Jul 07, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Nov 15, 2018 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| May 26, 2017 | Deed of Trust, Mortgage LOW VA RATES LLC |
| Mar 24, 2017 | Deed of Trust, Mortgage · VA Mortgage FIRST DIRECT LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2015 · Amount on Record |
| Deed Sale | May 28, 2015 · Amount on Record |
| Deed Document Number | 2015-008197 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 565 FRONT ST, GARDINER, OR 97441-0050 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 565 FRONT ST, GARDINER, OR 97441-0050 |
| Document Number | 0000018570 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-018570 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 565 FRONT ST, GARDINER, OR 97441-0050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013288 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019-013288 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 565 FRONT ST, GARDINER, OR 97441-0050 |
| Document Number | 0000012385 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 142 GARDINER OR 974410142, GARDINER, OR 97441-0142 |
| Document Number | 0000012385 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 12385 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 565 FRONT ST, GARDINER, OR 97441-0050 |
| Document Number | 0000018704 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 142 GARDINER OR 974410142, GARDINER, OR 97441-0142 |
| Document Number | 0000018704 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 18704 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 565 FRONT ST, GARDINER, OR 97441-0050 |
| Document Number | 0000009784 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 565 FRONT ST GARDINER OR 974410050, GARDINER, OR 97441-0050 |
| Document Number | 0000009784 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 9784 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | 384 S 400 W # 100, LINDON, UT 84042-1957 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 08, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 565 FRONT ST, GARDINER, OR 97441-0050 |
| Document Number | 0000005914 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 565 FRONT ST GARDINER OR 974410050, GARDINER, OR 97441-0050 |
| Document Number | 0000005914 |
|---|---|
| Date | Apr 03, 2017 |
| Instrument | 5914 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2047 |
Source: Douglas County records · Assessment roll updated September 30, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Douglas County |
| Unified School District | Reedsport School District 105 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,452.00 (+2.92%) | $213,622 (+3%) | $471,353 (+6.48%) Land $102,150 Building $369,203 |
| 2024 | $3,354.00 (+2.85%) | $207,400 (+3%) | $442,683 (+17.67%) Land $95,850 Building $346,833 |
| 2023 | $3,261.00 (+3.03%) | $201,360 (+6.09%) | $376,204 (+97.82%) Land $95,400 Building $280,804 |
| 2022 | $3,165.00 | $189,802 | $190,179 Land $50,850 Building $139,329 |
Source: FEMA National Flood Hazard Layer, Douglas County (41019C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410190100001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 17 (1996–2012) |
| Claims Outside the SFHA | 6 of 17 |
| Most Recent Claim | Jan 2012, river or lake flooding, Severe Winter Storm, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Gardiner Historic District listed 1994 · 33 contributing resources · NRIS 93000003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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