415 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 415 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,104 sqft · built 1910
Lot Size	0.248 acres (10,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,500 (Jul 2017)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-381-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-381-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,104 sqft Living Area
Gross Area	1,840 sqft
Basement Area	736 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,824 sqft (0.248 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB LOT 223 EXCEPT WEST 50 FT MEASURED ON NORTH LINE THEREOF & ALL OF LOT 224
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	1
Legal Lot Number	223-2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 ENTERPRISE ST, ELGIN, IL 60120-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Jul 28, 2006 · Amount on Record
Deed Document Number	201735626
Prior Transfer Date	Dec 18, 1998
Prior Transfer Doc	0000001155
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 11, 2017
Property Address	415 ENTERPRISE ST, ELGIN, IL 60120-3824
Document Number	0000035626
Instrument Date	Jun 27, 2017
Instrument	35626
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1136 ASH DR #4B ELGIN IL 601206862, 4B, ELGIN, IL 60120-6862

Mortgage

Document Number	35627
Date	Jul 11, 2017
Instrument	35627

Lender

Name	SELF-HELP CU
Type	Credit Union
Address	DURHAM, NC 27701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,770.00 (+15.8%) Homeowner's exemption	$70,525 (+8.57%) Land $18,088 Building $52,437	$211,660 (+8.57%) Land $54,286 Building $157,374
2024		$64,958 (+21.39%) Land $16,660 Building $48,298	$194,952 (+21.44%) Land $50,000 Building $144,952
2022	$4,119.00 (+4.86%) Homeowner's exemption	$53,511 (+6.96%) Land $13,724 Building $39,787	$160,533 (+6.96%) Land $41,172 Building $119,361
2021	$3,928.00 Homeowner's exemption	$50,029 Land $12,831 Building $37,198	$150,087 Land $38,493 Building $111,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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