411 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 411 Enterprise St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 624 sqft · built 1940
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jul 2003)
Tax Bill$3,968 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-381-005

Property Details

APN / Parcel Number

Primary APN06-12-381-005

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area624 sqft Living Area
1st Floor Area624 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address411 ENTERPRISE ST
CityELGIN
StateIL
Zip60120-3824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB WEST 50 FT MEASURED ON NORTH LINE THEREOF LOT 223
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block1
Legal Lot Number223
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1003
Census Tract851302

Owner

411 Enterprise St is owned and occupied by an individual who bought it in July 2003.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address411 ENTERPRISE ST, ELGIN, IL 60120-3824
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2003 · Amount on File
Deed SaleJul 28, 2003 · Amount on File
Prior SaleApr 8, 1997
Deed Document Number2003128426
Prior Transfer DateFeb 22, 1999
Prior Transfer Doc0000005885
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address411 ENTERPRISE ST, ELGIN, IL 60120-3824
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002309
DateJan 14, 2020
Instrument2020K002309
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2040
Interest
Rate TypeFixed Rate
Rate5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 411 Enterprise St was $3,968.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,968.00$52,018 (+8.57%) Land $17,090 Building $34,928$156,116 (+8.57%) Land $51,291 Building $104,826
2024$47,912 Land $15,741 Building $32,171$143,794 Land $47,242 Building $96,552
2022$3,422.00 (+3.95%)$39,468 (+6.96%) Land $12,967 Building $26,501$118,404 (+6.96%) Land $38,901 Building $79,503
2021$3,292.00$36,900 Land $12,123 Building $24,777$110,700 Land $36,369 Building $74,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 Enterprise St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 411 Enterprise St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Enterprise St

Nearby Streets

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