415 Emerald Forest Ln, Bonny Doon (Santa Cruz), CA 95060 Property Records

Santa Cruz County property record for 415 Emerald Forest Ln, Bonny Doon, CA 95060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,996 sqft · built 1980
Lot Size	3.23 acres (140,917 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2009)
Tax Bill	$5,606 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-411-06`

Property Details

APN / Parcel Number

Primary APN	`080-411-06`
Alternative APN	`080-411-06-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,996 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	140,917 sqft
Terrain	Steep
Deck Area	625 sqft
Patio Area	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	415 EMERALD FOREST LN
City	SANTA CRUZ
State	CA
Zip	95060-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 EMERALD FOREST LN, SANTA CRUZ, CA 95060-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Intrafamily Transfer, Transfer
Mar 20, 2023	Intrafamily Transfer, Transfer
Dec 11, 2020	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2009 · Amount on Record
Deed Sale	Mar 19, 2009 · Amount on Record
Prior Sale	May 24, 1994 · Amount on Record
Deed Document Number	200911568
Prior Transfer Date	Apr 26, 2006
Prior Transfer Doc	0000029756
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 20, 2023
Property Address	415 EMERALD FOREST LN, BONNY DOON, CA 95060-9453
Document Number	0000004647
Instrument Date	Mar 17, 2023
Instrument	2023-0004647
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	415 EMERALD FOREST LN, SANTA CRUZ, CA 95060-9453

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 20, 2023
Property Address	415 EMERALD FOREST LN, BONNY DOON, CA 95060-9453
Document Number	0000004648
Instrument Date	Mar 17, 2023
Instrument	2023-0004648
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 EMERALD FOREST LN, SANTA CRUZ, CA 95060-9453

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2020
Property Address	415 EMERALD FOREST LN, BONNY DOON, CA 95060-9453
Document Number	0000053539
Instrument Date	Dec 6, 2020
Instrument	2020-0053539
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 EMERALD FOREST LN, SANTA CRUZ, CA 95060-9453

Mortgage

Document Number	0000053540
Date	Dec 11, 2020
Instrument	2020-0053540

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Bonny Doon Union Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,429 (+2%) Land $242,718 Building $190,711
2025	$5,606.00 (+10.22%) Homeowner's exemption	$424,931 (+4.04%) Land $237,959 Building $186,972
2023	$5,086.00 (+1.88%) Homeowner's exemption	$408,430 Land $228,719 Building $179,711	$1,040,940
2022	$4,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1995–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cruzio.

Cell Coverage

No cell data coverage reported

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