Johnson County property record for 415 Elmo St, Cleburne, TX 76031 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,866 sqft Living Area |
| Lot Size | 11,848 sqft (0.271 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,688.00 (2025) |
| Primary APN | 126.2800.10850 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,866 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Lot Area | 11,848 sqft (0.271 acres) |
| Account Number | R000036710 |
|---|---|
| Street Address | 415 ELMO ST |
| City | CLEBURNE |
| State | TX |
| Zip | 76031-2222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 166 ORIGINAL CLEBURNE 126.2800.10851 UDI NO EXEMPT AKA LOT 8 BLK 12 ALLENS ADDN |
| Legal Subdivision | ORIGINAL CLEBURN |
| Legal Block | 12,166 |
| Legal Lot Number | 8 |
| Jurisdiction | JOHNSON TX |
| Minor Civil Division | CLEBURNE |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 130900 |
Source: Johnson County records · APN 126.2800.10850
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 ELMO ST, CLEBURNE, TX 76031-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage COGENT BANK |
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 415 ELMO ST, CLEBURNE, TX 76031-2222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037030 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-37030 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | KEENE, TX 76059 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jun 29, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 415 ELMO ST, CLEBURNE, TX 76031-2222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000025452 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2022-25452 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CLEBURNE, TX 76033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2052 |
Source: Johnson County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cleburne City |
| County | Johnson County |
| Unified School District | Cleburne Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,688.00 (+338.5%) Homeowner's exemption | $183,287 (-33.01%) Land $21,500 Building $161,787 | $183,287 (-33.01%) Land $21,500 Building $161,787 |
| 2023 | $273,604 Land $23,500 Building $250,104 | $273,604 Land $23,500 Building $250,104 | |
| 2021 | $613.00 (+295.48%) | ||
| 2018 | $155.00 |
Source: FEMA National Flood Hazard Layer, Johnson County (48251C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 26% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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