Johnson County property record for 409 Elmo St, Cleburne, TX 76031 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,280 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,038.00 (2025) |
| Primary APN | 126.2800.10870 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,280 sqft Living Area |
| 1st Floor | 1,280 sqft 1st Floor |
| Year Built | Built 2015 |
|---|---|
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 140 ft x 62 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 95 sqft Porch |
| Account Number | R000036712 |
|---|---|
| Street Address | 409 ELMO ST |
| City | CLEBURNE |
| State | TX |
| Zip | 76031-2222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 11 BLK 166 ORIGINAL CLEBURNE |
| Legal Subdivision | ORIGINAL CLEBURN |
| Legal Block | 166 |
| Legal Lot Number | 10A |
| Jurisdiction | JOHNSON TX |
| Minor Civil Division | CLEBURNE |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 130900 |
Source: Johnson County records · APN 126.2800.10870
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 ELMO ST, CLEBURNE, TX 76031-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2023 | Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 09, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage OCEANSIDE MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2023 |
| Deed Sale | May 11, 2023 |
| Prior Sale | Jan 20, 2016 |
| Deed Doc Number | 2023-12898 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | JOHNSON TX |
| Recording Date | May 11, 2023 |
| Property Address | 409 ELMO ST, CLEBURNE, TX 76031-2222 |
| Document Number | 0000012898 |
| Instrument Date | May 09, 2023 |
| Instrument | 2023-12898 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | TRULY TITLE INC, TRULY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 ELMO ST, CLEBURNE, TX 76031-2222 |
| Name | Verified Name |
|---|---|
| Address | 409 ELMO ST, CLEBURNE, TX 76031-2222 |
| Document Number | 0000012899 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2023-12899 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 409 ELMO ST, CLEBURNE, TX 76031-2222 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036557 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 2020-36557 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: Johnson County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cleburne City |
| County | Johnson County |
| Unified School District | Cleburne Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,038.00 (+50.17%) | $181,123 (+12.07%) Land $43,000 Building $138,123 | $181,123 (+12.07%) Land $43,000 Building $138,123 |
| 2023 | $161,623 Land $23,500 Building $138,123 | $161,623 Land $23,500 Building $138,123 | |
| 2021 | $2,689.00 (+30.79%) | ||
| 2018 | $2,056.00 |
409 Elmo St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Johnson County (48251C), updated October 2, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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