415 Earl Ave, Melbourne, FL 32901 Property Records

Brevard County property record for 415 Earl Ave, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1979
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Nov 2020)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-52-12-4`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-52-12-4`
Alternative APNs	`28-37-15-52-00012.0-0004.00` `2827373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	106 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	276 sqft
Porch	Florida Room
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2827373
Street Address	415 EARL AVE
City	MELBOURNE
State	FL
Zip	32901-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CROWN HEIGHTS 2ND ADDN LOT 4 BLK 12
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	CROWN HEIGHTS 2ND ADDN
Legal Block	12
Legal Lot Number	4
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2012
Census Tract	65127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 EARL AVE, MELBOURNE, FL 32901-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	2020242495
Deed Book / Page	8905 / 1200
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 2, 2020
Property Address	415 EARL AVE, MELBOURNE, FL 32901-8609
Document Number	0089051200
Book / Page	8905 / 1200
Map Reference	MB 14 PG 62
Instrument Date	Oct 30, 2020
Instrument	2020242495
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 JOHN RINGO RD, 38, RINGOES, NJ 08551-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 MISTY OAK DR APT 613, 613, MELBOURNE, FL 32901-8726

Mortgage

Document Number	89051202
Date	Nov 2, 2020
Instrument	8905/1202

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Mortgage

Document Number	0089051213
Date	Nov 2, 2020
Book Page	8905/1213
Instrument	2020242497

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,770 (+2.69%)	$223,580 (+8.29%)
2025	$1,822.00 (+9.04%) Homeowner's exemption	$138,050 (+5.98%)	$206,460 (+7.53%) Land $70,000 Building $136,460
2023	$1,671.00 (+7.74%) Homeowner's exemption	$130,260 (+3%)	$192,000 (+17.68%) Land $60,000 Building $132,000
2022	$1,551.00 Homeowner's exemption	$126,470	$163,150 Land $50,000 Building $113,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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