405 Earl Ave, Melbourne, FL 32901 Property Records

Brevard County property record for 405 Earl Ave, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,170 sqft · built 1971
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Nov 2015)
Tax Bill$587 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-37-15-52-12-2

Property Details

APN / Parcel Number

Primary APN28-37-15-52-12-2
Alternative APNs
  • 28-37-15-52-00012.0-0002.00
  • 2827371

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area1,470 sqft
1st Floor Area1,170 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1998
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions106 ft deep x 62 ft wide
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
PorchFinished/Open Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number2827371
Street Address405 EARL AVE
CityMELBOURNE
StateFL
Zip32901-8609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionCROWN HEIGHTS 2ND ADDN LOT 2 BLK 12
Legal Range37E
Legal Township28S
Legal Section15
Legal SubdivisionCROWN HEIGHTS 2ND ADDN
Legal Block12
Legal Lot Number2
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2012
Census Tract65127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 EARL AVE, MELBOURNE, FL 32901-8609
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2015 · Amount on Record
Deed SaleNov 17, 2015 · Amount on Record
Prior SaleJun 15, 2005 · Amount on Record
Deed Document Number2015224469
Deed Book / Page7493 / 2182
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address405 EARL AVE, MELBOURNE, FL 32901-8609
Transaction TypeMortgage
Record UpdatedJan 16, 2024
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 EARL AVE, MELBOURNE, FL 32901-8609

Mortgage

Document Number0095781850
DateAug 5, 2022
Book Page9578/1850
Instrument2022193154
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressKISSIMMEE, FL 34743
Agreement
TypeLine of Credit
AmountAmount Recorded
Term117 Months
DueMay 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,060 (+2.69%)$160,660 (+8.89%)
2025$587.00 (+4.08%)$54,590 (+5.96%)$147,550 (+1.43%)
2024$564.00 (+1.44%)
2023$556.00 (+4.32%) Homeowner's exemption$51,520 (+3%)$145,470 (+16.44%) Land $60,000 Building $85,470
2022$533.00 Homeowner's exemption$50,020$124,930 Land $50,000 Building $74,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Earl Ave

Nearby Streets

Search Property Records by Address or Parcel Number