415 E Washington St, Winterset, IA 50273 Property Records

Madison County property record for 415 E Washington St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 820 sqft · built 1909
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Apr 2024)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`820002102050000`

Property Details

APN / Parcel Number

Primary APN	`820002102050000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	820 sqft Living Area
Basement Area	820 sqft
Unfinished Basement	820 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,260 sqft (0.167 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	415 E WASHINGTON ST
City	WINTERSET
State	IA
Zip	50273-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLOCK 2 GAFF & BEVINGTON
Legal Subdivision	GAFF & BEVINGTONS ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	3
Census Block	3048
Census Tract	60200

Owner

Source: Madison County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	415 E WASHINGTON ST, WINTERSET, IA 50273-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Closed-End Mortgage AMERICAN STATE BANK
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC
Apr 27, 2017	Deed of Trust, Mortgage FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Deed Document Number	2024687
Deed Book / Page	2024 / 687
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	415 E WASHINGTON ST, WINTERSET, IA 50273-1944
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E WASHINGTON ST, WINTERSET, IA 50273-1944

Mortgage

Document Number	002026/340
Date	Feb 4, 2026
Book Page	2026/340
Instrument	2026 340

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	WINTERSET, IA 50273

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2041

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 1, 2024
Property Address	415 E WASHINGTON ST, WINTERSET, IA 50273-1944
Document Number	002024/687
Book / Page	2024 / 687
Instrument Date	Mar 29, 2024
Instrument	2024 687
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E WASHINGTON ST, WINTERSET, IA 50273-1944

Mortgage

Document Number	0002024688
Date	Apr 1, 2024
Instrument	2024 688

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	415 E WASHINGTON ST, WINTERSET, IA 50273-1944
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017 1304
Date	Apr 27, 2017
Book Page	2017/1304
Instrument	2017 1304

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	WINTERSET, IA 50273

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00	$112,200 (+61.21%) Land $19,700 Building $92,500	$112,200 (+61.21%) Land $19,700 Building $92,500
2024	$1,362.00 (+11.82%)
2023		$69,600 Land $10,600 Building $59,000	$69,600 Land $10,600 Building $59,000
2022	$1,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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