403 E Washington St, Winterset, IA 50273 Property Records

Madison County property record for 403 E Washington St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,232 sqft · built 1918
Lot Size	0.176 acres (7,656 sqft)
Owner	Individual Name on Record
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`820002102030000`

Property Details

APN / Parcel Number

Primary APN	`820002102030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	906 sqft
Basement Area	906 sqft
Unfinished Basement	906 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,656 sqft (0.176 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Garage Type	Mixed
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	403 E WASHINGTON ST
City	WINTERSET
State	IA
Zip	50273-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & W 3.46' LOT 6, BLOCK 2 GAFF & BEVINGTON
Legal Subdivision	GAFF & BEVINGTONS ADD
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	3
Census Block	3048
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E WASHINGTON ST, WINTERSET, IA 50273-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
Dec 10, 2021	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	403 E WASHINGTON ST, WINTERSET, IA 50273-1944
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1098
Date	Mar 17, 2021
Book Page	2021/1098
Instrument	2021 1098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	403 E WASHINGTON ST, WINTERSET, IA 50273-1944
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2700
Date	Jun 30, 2021
Book Page	2021/2700
Instrument	2021 2700

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	403 E WASHINGTON ST, WINTERSET, IA 50273-1944
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2243
Date	Jun 1, 2021
Book Page	2021/2243
Instrument	2021 2243

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

December 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MADISON IA
Recording Date	Dec 10, 2021
Property Address	403 E WASHINGTON ST, WINTERSET, IA 50273-1944
Document Number	02021/5021
Book / Page	2021 / 5021
Instrument Date	Dec 8, 2021
Instrument	2021 5021
Transaction Type	Foreclosure
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E WASHINGTON ST, WINTERSET, IA 50273-1944

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,268.00 Homeowner's exemption	$188,100 (+6.21%) Land $20,700 Building $167,400	$188,100 (+6.21%) Land $20,700 Building $167,400
2024	$3,268.00 (+13.24%)
2023		$177,100 Land $11,200 Building $165,900	$177,100 Land $11,200 Building $165,900
2022	$2,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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