415 E State St, Westby, WI 54667 Property Records

Vernon County property record for 415 E State St, Westby, WI 54667 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on File
Last Sale	$214,500 (May 2019)
Tax Bill	$3,950 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`291-00786-0004`

Property Details

APN / Parcel Number

Primary APN	`291-00786-0004`

Exterior

Lot Area	94,961 sqft (2.18 acres)

Location & Zoning

Street Address	415 E STATE ST
City	WESTBY
State	WI
Zip	54667-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT OF THE NE NE AKA PRT OF OL 79 OF THE ASSESSORS OUTLOTS (AN UNRECORDED PLAT) BEING LOT 1 & OL 1 OF 8 CSM PG 177
Legal Lot Number	1
Jurisdiction	VERNON WI
Township / Civil Division	WESTBY
Census Block Group	3
Census Block	3003
Census Tract	960300

Owner

Source: Vernon County records · APN 291-00786-0004

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	415 E STATE ST, WESTBY, WI 54667-1369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Feb 15, 2019	Deed of Trust, Mortgage · Construction Mortgage RIVER BANK
May 21, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 05, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Nov 05, 2018 · Amount on Record
Deed Document Number	507937
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	415 E STATE ST, WESTBY, WI 54667-1369
Transaction Type	Mortgage
Record Updated	Feb 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000534512
Date	Dec 21, 2023
Instrument	534512

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	415 E STATE ST, WESTBY, WI 54667-1369
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506778
Date	Feb 15, 2019
Instrument	506778

Lender

Name	RIVER BANK
Type	Bank
Address	WESTBY, WI 54667

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	May 21, 2019
Property Address	415 E STATE ST, WESTBY, WI 54667-1369
Document Number	0000507937
Map Reference	DOC 428323
Instrument Date	May 21, 2019
Instrument	507937
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E STATE ST, WESTBY, WI 54667-1369

Mortgage

Document Number	0000507938
Date	May 21, 2019
Instrument	507938

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Nov 05, 2018
Property Address	415 E STATE ST, WESTBY, WI 54667-1369
Document Number	0000505443
Map Reference	DOC428323
Instrument Date	Nov 01, 2018
Instrument	505443
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Vernon County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
Municipality	Westby City
Unified School District	Westby Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,950.00 (+12.12%)	$238,800 (-) Land $33,700 Building $205,100	$298,200 (+24.87%)
2023	$3,523.00	$238,800 Land $33,700 Building $205,100	$238,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vernon County (55123C), updated November 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551239603003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2007–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2019, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low above 7% of the US · above 19% of Wisconsin
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vernon Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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