Vernon County property record for 412 E State St, Westby, WI 54667 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $148,400 (Dec 2020) |
| Tax Bill | $2,741 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 291-00546-0000 |
| Primary APN | 291-00546-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 412 E STATE ST |
|---|---|
| City | WESTBY |
| State | WI |
| Zip | 54667-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSESSORS OUTLOTS OUTLOT-65 50 X 200 ALSO 9-12 X 199 IN OL66 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | WESTBY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 960300 |
Source: Vernon County records · APN 291-00546-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 412 E STATE ST, WESTBY, WI 54667-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Aug 17, 2020 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Dec 04, 2020 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2020 · Amount on Record |
| Deed Sale | Dec 04, 2020 · Amount on Record |
| Prior Sale | Jul 30, 2012 · Amount on Record |
| Deed Document Number | 517834 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 412 E STATE ST, WESTBY, WI 54667-1349 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 511185 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 511185 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 412 E STATE ST, WESTBY, WI 54667-1349 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 515500 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 515500 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | LA CRESCENT, MN 55947 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Dec 04, 2020 |
| Property Address | 412 E STATE ST, WESTBY, WI 54667-1349 |
| Document Number | 0000517834 |
| Instrument Date | Dec 02, 2020 |
| Instrument | 517834 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 E STATE ST, WESTBY, WI 54667-1349 |
| Document Number | 0000517835 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 517835 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Vernon County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Westby City |
| Unified School District | Westby Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,741.00 (+17.99%) Homeowner's exemption | $178,000 (-) Land $24,600 Building $153,400 | $222,300 (+24.89%) |
| 2023 | $2,323.00 Homeowner's exemption | $178,000 Land $24,600 Building $153,400 | $178,000 |
Source: FEMA National Flood Hazard Layer, Vernon County (55123C), updated November 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551239603003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (2007–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2019, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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