415 E Payton Ave, Des Moines, IA 50315 Property Records

Polk County property record for 415 E Payton Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,693 sqft · built 1915
Lot Size	0.826 acres (36,000 sqft)
Owner	Trust Name on File
Tax Bill	$4,488 (2024)
Deeds & Mortgages	Apr 2021 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-27-379-009`

Property Details

APN / Parcel Number

Primary APN	`7824-27-379-009`
Alternative APN	`120/00759-000-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,693 sqft Living Area
Gross Area	2,473 sqft
1st Floor Area	1,170 sqft
Upper Floors Area	523 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,000 sqft (0.826 acres)
Lot Dimensions	300 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	474 sqft
Deck Area	574 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	415 E PAYTON AVE
City	DES MOINES
State	IA
Zip	50315-5857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 209 CUMMINSFORD
Legal Range	24W
Legal Township	78N
Legal Section	27
Legal Subdivision	CUMMINSFORD
Legal Lot Number	209
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2016
Census Tract	4602

Owner

415 E Payton Ave is owner-occupied and held in a trust since April 2021.

Source: Polk County records, as of October 15, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	415 E PAYTON AVE, DES MOINES, IA 50315-5857
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Intrafamily Transfer, Transfer
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Feb 18, 2004
Last Transfer Date	Apr 14, 2021
Transfer Doc	0000038454
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Apr 14, 2021
Property Address	415 E PAYTON AVE, DES MOINES, IA 50315-5857
Document Number	0000038454
Book / Page	18474 / 44
Instrument Date	Jan 27, 2021
Instrument	2021-00038454
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	415 E PAYTON AVE, DES MOINES, IA 50315-5857

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	415 E PAYTON AVE, DES MOINES, IA 50315-5857
Document Number	0000064667
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E PAYTON AVE DES MOINES IA 503155857, DES MOINES, IA 50315-5857

Mortgage

Document Number	0000064667
Date	Dec 8, 2020
Book Page	018235/000835
Instrument	64667

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 7, 2025

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,200 Land $62,500 Building $218,700	$281,200 Land $62,500 Building $218,700
2024	$4,488.00
2023		$247,500 Land $54,800 Building $192,700	$247,500 Land $54,800 Building $192,700
2020	$3,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 E Payton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 E Payton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, Verizon.

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