408 E Payton Ave, Des Moines, IA 50315 Property Records

Polk County property record for 408 E Payton Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1990
Lot Size	0.162 acres (7,049 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jun 2025)
Tax Bill	$2,820 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120/03480-002-000`

Property Details

APN / Parcel Number

Primary APN	`120/03480-002-000`
Alternative APN	`782427333013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	800 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Hardboard
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,049 sqft (0.162 acres)
Lot Dimensions	133 ft deep x 53 ft wide
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	408 E PAYTON AVE
City	DES MOINES
State	IA
Zip	50315-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 PAYTON HEIGHTS
Legal Subdivision	PAYTON HEIGHTS
Legal Lot Number	15
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2015
Census Tract	4602

Owner

408 E Payton Ave is owned and occupied by two individuals who bought it in June 2025.

Source: Polk County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 E PAYTON AVE, DES MOINES, IA 50315-5856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	202537225
Deed Book / Page	20187 / 657
Prior Transfer Date	Mar 21, 2022
Prior Transfer Doc	0000022789
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Mar 23, 2022
Property Address	408 E PAYTON AVE, DES MOINES, IA 50315-5856
Document Number	0000022789
Book / Page	19035 / 340
Instrument Date	Mar 21, 2022
Instrument	2022-00022789
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	MACGREGOR ABSTRACT CORPORATION, MACGREGOR ABSTRACT CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 E PAYTON AVE, DES MOINES, IA 50315-5856

Mortgage

Document Number	0000022790
Date	Mar 23, 2022
Instrument	2022-00022790

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 29, 2019
Property Address	408 E PAYTON AVE, DES MOINES, IA 50315-5856
Document Number	201800068567
Book / Page	17274 / 0570
Instrument Date	Mar 27, 2019
Instrument	2018-00068567
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E PAYTON AVE, DES MOINES, IA 50315-5856

Mortgage

Document Number	201800068569
Date	Mar 29, 2019
Instrument	2018-00068569

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,200 Land $34,100 Building $139,100	$173,200 Land $34,100 Building $139,100
2024	$2,820.00
2023		$153,800 Land $29,900 Building $123,900	$153,800 Land $29,900 Building $123,900
2020	$2,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E Payton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Payton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, Verizon.

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