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415 E Main St, Watertown, NY 13601 Property Records

Jefferson County and Watertown City property record for 415 E Main St, Watertown, NY 13601

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 2,390 sqft · built 1880
Lot Size0.114 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Aug 2026)
Tax Bill$1,339 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
APN221800 4-03-204.000

Property Details

APN / Parcel Number

Primary APN221800 4-03-204.000
Alternative APNs
  • 180000400000032040000000
  • 13069680

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,390 sqft Total Area
1st Floor Area1,498 sqft
2nd Floor Area622 sqft
Upper Floors Area270 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area114 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13069680
Street Address415 E MAIN ST
CityWATERTOWN
StateNY
Zip13601-4695
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR
Legal Description50X100 403204
Legal Block3
Legal Lot Number204.000
JurisdictionJEFFERSON NY
Township / Civil DivisionWATERTOWN
Census Block Group2
Census Block2017
Census Tract61300

Owner

415 E Main St, a duplex, is owned by two individuals who bought it in August 2026.

Source: Jefferson County and Watertown City records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address92-7049 ELELE ST, 71, KAPOLEI, HI 96707-3312
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2026 · Amount on File
Deed SaleAug 25, 2026 · Amount on File
Prior SaleOct 21, 2010 · Amount on File
Deed Document Number202611976
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON NY
Recording DateAug 25, 2026
Property Address415 E MAIN ST, WATERTOWN, NY 13601-4695
Document Number0000011976
Instrument DateAug 25, 2026
Instrument202611976
Transaction TypeTransfer
Record UpdatedSep 14, 2026
Title CompanyBROWNELL ABSTRACT CORPORATION, BROWNELL ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$82,820.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92-7049 ELELE ST, 71, KAPOLEI, HI 96707-3312

Mortgage

Document Number0000011977,
DateAug 25, 2026
Instrument202611977
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 415 E Main St was $1,339, up 3.9% from the year before.

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
MunicipalityWatertown City
Unified School DistrictWatertown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,339.00 (+3.88%)
2025$1,289.00$70,500 Land $5,900 Building $64,600$96,600 Land $8,084 Building $88,516
2023$70,500 Land $5,900 Building $64,600$84,900 Land $7,105 Building $77,795

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 415 E Main St.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN CITY
serves 27,861 people · EPA ID NY2202346
Water SourceSurface water
Last State InspectionSep 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Total trihalomethanes
not recorded as resolved · Jan 2022
Haloacetic acids
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Westelcom Networks.

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