403 E Main St, Watertown, NY 13601 Property Records

Jefferson County and Watertown City property record for 403 E Main St, Watertown, NY 13601

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,542 sqft · built 1889
Lot Size0.114 acres (5,000 sqft)
Owner2 Trust Names on File
Last Sale$25,500 (Aug 2007)
Tax Bill$1,052 (2026)
Deeds & MortgagesJun 2026 Sale
APN221800 4-03-207.000

Property Details

APN / Parcel Number

Primary APN221800 4-03-207.000
Alternative APNs
  • 180000400000032070000000
  • 13069650

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,542 sqft Living Area
1st Floor Area771 sqft
2nd Floor Area771 sqft

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchSlab
Porch Area249 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13069650
Street Address403 E MAIN ST
CityWATERTOWN
StateNY
Zip13601-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description50X100 403207
Legal Block3
Legal Lot Number207.000
JurisdictionJEFFERSON NY
Township / Civil DivisionWATERTOWN
Census Block Group2
Census Block2017
Census Tract61300

Owner

403 E Main St is held in a trust since August 2007.

Source: Jefferson County and Watertown City records, as of September 24, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 498, BLACK RIVER, NY 13612-0498
Owner TypeCompany
VestingTrust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2007 · Amount on File
Deed SaleAug 7, 2007 · Amount on File
Prior SaleMar 21, 2007 · Amount on File
Deed Book / Page2007 / 13766
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON NY
Recording DateJun 30, 2026
Property Address403 E MAIN ST, WATERTOWN, NY 13601-2134
Document Number0000008999
Instrument DateJun 25, 2026
Instrument20268999
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyJEFFERSON ABSTRACT COMPANY, JEFFERSON ABSTRACT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust

Tax Assessment & Valuation

The 2026 property tax bill for 403 E Main St was $1,052, up 3.8% from the year before.

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
MunicipalityWatertown City
Unified School DistrictWatertown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,052.00 (+3.85%)
2025$1,013.00$55,400 Land $5,900 Building $49,500$75,900 Land $8,083 Building $67,817
2023$55,400 Land $5,900 Building $49,500$66,700 Land $7,103 Building $59,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 403 E Main St.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN CITY
serves 27,861 people · EPA ID NY2202346
Water SourceSurface water
Last State InspectionSep 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Total trihalomethanes
not recorded as resolved · Jan 2022
Haloacetic acids
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Westelcom Networks.

Nearby Properties on E Main St

Nearby Streets

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