415 E Grover St, Shelby, NC 28150 Property Records

Cleveland County property record for 415 E Grover St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,282 sqft · built 1924
Lot Size	0.177 acres (7,750 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Feb 2021)
Tax Bill	$836 (2026)
Deeds & Mortgages	Feb 2021 Sale Mar 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20103`

Property Details

APN / Parcel Number

Primary APN	`20103`
Alternative APN	`1338646`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,282 sqft Finished Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	7,750 sqft (0.177 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1338646
Street Address	415 E GROVER ST
City	SHELBY
State	NC
Zip	28150-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Description	LOT 46-47 GROVER ST PB1-62
Legal Subdivision	GROVER
Legal Block	3
Legal Lot Number	46-47
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2010
Census Tract	950900

Owner

415 E Grover St is owned by two individuals who bought it in February 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3719 MCKELVEY ST, CHARLOTTE, NC 28215-3011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Warranty Deed, Transfer
Mar 6, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jun 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Deed Document Number	2021200050903
Deed Book / Page	1833 / 1066
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 16, 2021
Property Address	415 E GROVER ST, SHELBY, NC 28150-3921
Document Number	0018331066
Book / Page	1833 / 1066
Map Reference	MB 1 PG 62
Instrument Date	Feb 16, 2021
Instrument	200050903
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 JR CT, 3000, STANLEY, NC 28164-1499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3719 MCKELVEY ST, CHARLOTTE, NC 28215-3011

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 6, 2019
Property Address	415 E GROVER ST, SHELBY, NC 28150-3921
Document Number	0017870113
Book / Page	001787 / 000113
Instrument Date	Mar 1, 2019
Instrument	23692
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 JR CT STANLEY NC 281641499, STANLEY, NC 28164-1499

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 22, 2018
Property Address	415 E GROVER ST, SHELBY, NC 28150-3921
Document Number	0017631806
Book / Page	001763 / 001806
Instrument Date	Mar 22, 2018
Instrument	11603
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3000 JR CT STANLEY NC 281641499, STANLEY, NC 28164-1499

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 22, 2018
Property Address	415 E GROVER ST, SHELBY, NC 28150-3921
Document Number	0017631803
Book / Page	001763 / 001803
Instrument Date	Mar 21, 2018
Instrument	11602
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2703 KENTUCKY DERBY DR WAXHAW NC 28173, WAXHAW, NC 28173

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 6, 2017
Property Address	415 E GROVER ST, SHELBY, NC 28150-3921
Document Number	0017440110
Book / Page	001744 / 000110
Instrument Date	May 13, 2017
Instrument	1217
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	926 E MARION ST SHELBY NC 281504768, SHELBY, NC 28150-4768

Tax Assessment & Valuation

The 2026 property tax bill for 415 E Grover St was $836, up 6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$836.00 (+5.96%)	$79,393 (-) Land $47,046 Building $32,347	$79,393 (-) Land $47,046 Building $32,347
2025	$789.00	$79,393 Land $47,046 Building $32,347	$79,393 Land $47,046 Building $32,347
2023		$43,087 Land $30,900 Building $12,187	$43,087 Land $30,900 Building $12,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 E Grover St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 E Grover St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ripple Fiber.

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