Cleveland County property record for 401 E Grover St, Shelby, NC 28150
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,710 sqft · built 1922 |
| Lot Size | 0.355 acres (15,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,636 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 71817 |
| Primary APN | 71817 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,710 sqft Total Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Lot Area | 15,500 sqft (0.355 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Canopy | 907 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1120224 |
|---|---|
| Street Address | 401 E GROVER ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-3921 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | NB |
| Legal Description | LOT GROVER ST |
| Legal Subdivision | GROVER |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950900 |
401 E Grover St, a commercial property, is owned by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1203 HEMLOCK DR, SHELBY, NC 28150-3545 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 401 E Grover St was $1,636, down 0.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,636.00 (-0.43%) | $165,211 (-) Land $103,501 Building $61,710 | $165,211 (-) Land $103,501 Building $61,710 |
| 2025 | $1,643.00 | $165,211 Land $103,501 Building $61,710 | $165,211 Land $103,501 Building $61,710 |
| 2023 | $117,756 Land $61,800 Building $55,956 | $117,756 Land $61,800 Building $55,956 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 E Grover St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 E Grover St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Ripple Fiber.
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