415 E Elm St, Chatsworth, IL 60921 Property Records

Livingston County property record for 415 E Elm St, Chatsworth, IL 60921

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1880
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,500 (Mar 2022)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-03-339-005`

Property Details

APN / Parcel Number

Primary APN	`27-27-03-339-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
Basement Area	556 sqft
Unfinished Basement	556 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	415 E ELM ST
City	CHATSWORTH
State	IL
Zip	60921-7519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 03 339 005 LOT 50 X 150 LOT 1 BLK 40 VILLAGE OF CHATSWORTH
Legal Block	40
Legal Lot Number	1
Jurisdiction	LIVINGSTON IL
Township / Civil Division	CHATSWORTH
Census Block Group	2
Census Block	2065
Census Tract	961000

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 E ELM ST, CHATSWORTH, IL 60921-7519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2025	Warranty Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Mar 18, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	20221303
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 25, 2025
Property Address	415 E ELM ST, CHATSWORTH, IL 60921-7519
Document Number	2025R01169
Instrument Date	Mar 6, 2025
Instrument	2025R-01169
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 EASTLAND DR STE 2, 2, BLOOMINGTON, IL 61704-3575

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 E ELM ST, CHATSWORTH, IL 60921-7519

Mortgage

Document Number	2025R01170
Date	Mar 25, 2025
Instrument	2025R-01170

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.87%

Mortgage

Document Number	2025R01171
Date	Mar 25, 2025
Instrument	2025R-01171

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2035

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 18, 2022
Property Address	415 E ELM ST, CHATSWORTH, IL 60921-7519
Document Number	2022R01303
Instrument Date	Mar 11, 2022
Instrument	2022R-01303
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	518 E SOUTH COURT ST, CHATSWORTH, IL 60921-9255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E OAK ST, CHATSWORTH, IL 60921-9247

Mortgage

Document Number	2022R01304
Date	Mar 18, 2022
Instrument	2022R-01304

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Chatsworth Township
Municipality	Chatsworth Town
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,788.00	$23,246 Land $1,043 Building $22,203	$69,738 Land $3,129 Building $66,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATSWORTH serves 1,200 people · EPA ID IL1050100
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Watch TV.

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