412 E Elm St, Chatsworth, IL 60921 Property Records

Livingston County property record for 412 E Elm St, Chatsworth, IL 60921

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,187 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-03-335-013`

Property Details

APN / Parcel Number

Primary APN	`27-27-03-335-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,187 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	840 sqft

Location & Zoning

Street Address	412 E ELM ST
City	CHATSWORTH
State	IL
Zip	60921-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-03-335-013 LOT 50 X 150 LOT 14 BLK 33 VILLAGE OF CHATSWORTH
Legal Block	33
Legal Lot Number	14
Jurisdiction	LIVINGSTON IL
Township / Civil Division	CHATSWORTH
Census Block Group	2
Census Block	2060
Census Tract	961000

Owner

Source: Livingston County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E ELM ST, CHATSWORTH, IL 60921-7509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Apr 23, 2024
Property Address	412 E ELM ST, CHATSWORTH, IL 60921-7509
Document Number	2024R01465
Instrument Date	Apr 16, 2024
Instrument	2024R-01465
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10733 N 3100 EAST RD, CHATSWORTH, IL 60921-8086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E ELM ST, CHATSWORTH, IL 60921-7509

Mortgage

Document Number	2024R01466
Date	Apr 23, 2024
Instrument	2024R-01466

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Chatsworth Township
Municipality	Chatsworth Town
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,764.00 (+374.65%)	$42,305 (+234.35%) Land $1,043 Building $41,262	$126,915 (+234.35%) Land $3,129 Building $123,786
2022	$793.00 Homeowner's exemption	$12,653 Land $873 Building $11,780	$37,959 Land $2,619 Building $35,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATSWORTH serves 1,200 people · EPA ID IL1050100
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Watch TV.

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