Goodhue County property record for 415 E 12th St, Zumbrota, MN 55992
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,406 sqft · built 1990 |
| Lot Size | 0.27 acres (11,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Nov 2021) |
| Tax Bill | $4,780 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 72.260.0090 |
| Primary APN | 72.260.0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 2,604 sqft |
| Basement Area | 1,210 sqft |
| Finished Basement | 1,120 sqft |
| Unfinished Basement | 90 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,888 sqft (0.27 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Driveway | Driveway |
| Deck Area | 254 sqft |
| Patio Area | 380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 50960 |
|---|---|
| Street Address | 415 E 12TH ST |
| City | ZUMBROTA |
| State | MN |
| Zip | 55992-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BECOTTE SUBD # 1 LOT-002 BLOCK-002 DOC#682787 LOT 2 BLK 2 ID# 22-0250-00900 |
| Legal Subdivision | BECOTTE SUBD # 1 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | GOODHUE MN |
| Township / Civil Division | ZUMBROTA |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 80900 |
Source: Goodhue County records, as of August 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 E 12TH ST, ZUMBROTA, MN 55992-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 16, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on File |
| Deed Sale | Nov 29, 2021 · Amount on File |
| Prior Sale | Aug 16, 2018 · Amount on File |
| Deed Document Number | 2021681165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Nov 29, 2021 |
| Property Address | 415 E 12TH ST, ZUMBROTA, MN 55992-1452 |
| Document Number | 681165 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 681165 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E 12TH ST, ZUMBROTA, MN 55992-1452 |
| Document Number | 681166 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 681166 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Aug 16, 2018 |
| Property Address | 415 E 12TH ST, ZUMBROTA, MN 55992-1452 |
| Document Number | A649443 |
| Instrument Date | Aug 8, 2018 |
| Instrument | A649443 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E 12TH ST, ZUMBROTA, MN 55992-1452 |
Source: Goodhue County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Goodhue County |
| Municipality | Zumbrota City |
| Unified School District | Zumbrota-Mazeppa School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,780.00 (+9.13%) Homeowner's exemption | $359,300 (+4.97%) Land $60,200 Building $299,100 | $359,300 (+4.97%) Land $60,200 Building $299,100 |
| 2025 | $342,300 (+3.23%) Land $57,300 Building $285,000 | $342,300 (+3.23%) Land $57,300 Building $285,000 | |
| 2023 | $4,380.00 Homeowner's exemption | $331,600 Land $57,100 Building $274,500 | $331,600 Land $57,100 Building $274,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 9, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Zumbrota serves 3,172 people · EPA ID MN1250020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| TSC DSL · Fiber in parts of the area | 100 / 20 |
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