Goodhue County property record for 402 E 12th St, Zumbrota, MN 55992
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,592 sqft · built 1978 |
| Lot Size | 0.35 acres (15,065 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Nov 2024) |
| Tax Bill | $5,100 (2026) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Nov 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72.260.0030 |
| Primary APN | 72.260.0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 2,370 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 725 sqft |
| Game Room | Game Room |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,065 sqft (0.35 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 310 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 54618 |
|---|---|
| Street Address | 402 E 12TH ST |
| City | ZUMBROTA |
| State | MN |
| Zip | 55992-1481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BECOTTE SUBD # 1 LOT-003 BLOCK-001 DOC#702350 LOT 3 BLK 1 ID# 22-0250-00300 |
| Legal Subdivision | BECOTTE SUBD # 1 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | GOODHUE MN |
| Township / Civil Division | ZUMBROTA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 80900 |
402 E 12th St is owned and occupied by two individuals who bought it in November 2024.
Source: Goodhue County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 E 12TH ST, ZUMBROTA, MN 55992-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Nov 13, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 14, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2024 · Amount on File |
| Deed Sale | Nov 13, 2024 · Amount on File |
| Deed Document Number | 2024702350 |
| Prior Transfer Date | Sep 11, 2023 |
| Prior Transfer Doc | 000A694847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Nov 13, 2024 |
| Property Address | 402 E 12TH ST, ZUMBROTA, MN 55992-1481 |
| Document Number | 000A702350 |
| Instrument Date | Oct 31, 2024 |
| Instrument | A702350 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 E 12TH ST, ZUMBROTA, MN 55992-1481 |
| Document Number | 000A702351 |
|---|---|
| Date | Nov 13, 2024 |
| Instrument | A702351 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Nov 13, 2024 |
| Property Address | 402 E 12TH ST, ZUMBROTA, MN 55992-1481 |
| Document Number | 000A702349 |
| Instrument Date | Oct 28, 2024 |
| Instrument | A702349 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E 12TH ST, ZUMBROTA, MN 55992-1481 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Sep 14, 2023 |
| Property Address | 402 E 12TH ST, ZUMBROTA, MN 55992-1481 |
| Document Number | 000A694847 |
| Instrument Date | Sep 11, 2023 |
| Instrument | A694847 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2026 property tax bill for 402 E 12th St was $5,100 with a homeowner's exemption.
Source: Goodhue County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Goodhue County |
| Municipality | Zumbrota City |
| Unified School District | Zumbrota-Mazeppa School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,100.00 Homeowner's exemption | $374,000 (+3.06%) Land $63,200 Building $310,800 | $374,000 (+3.06%) Land $63,200 Building $310,800 |
| 2025 | $362,900 Land $60,200 Building $302,700 | $362,900 Land $60,200 Building $302,700 | |
| 2024 | $5,064.00 (+8.58%) | ||
| 2023 | $4,664.00 Homeowner's exemption | $349,600 Land $60,000 Building $289,600 | $349,600 Land $60,000 Building $289,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 E 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 9, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 E 12th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Zumbrota serves 3,172 people · EPA ID MN1250020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| TSC DSL · Fiber in parts of the area | 100 / 20 |
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